Microeconomics and Tawhid String Relation Concept (TSR)

Nugroho, Lucky; Doktoralina, Caturida Meiwanto; Indriawati, Fitri; Safira, Safira; Yahaya, Salimah

doi:10.35808/ijeba/516

Cited by 13 publications

(11 citation statements)

References 21 publications

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“…Furthermore, the two theories have a close relationship where TSR is the foundation of the SET theory. The TSR theory states that all human activities, including financial and business transactions, must be based on Islamic laws, namely the Al-Qur'an, the hadiths, and other sources of Islamic law such as Ijma and Qiyas (Nugroho, Meiwanto Doktoralina, Indriawati, Safira, & Yahaya, 2020). Referring to the TSR theory, in the SET theory, Allah is the mandate for the management of Islamic banks to manage these Islamic banks following sharia principles and provide benefits to humankind following Q.S.…”

Section: Literature Reviewmentioning

confidence: 99%

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

Nugroho

Badawi

Nugraha

et al. 2021

SJEKI

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The measurement of Islamic banking performance should differ from the indicators used in their conventional counterparts. Therefore, this study analyzes the performance of Islamic baking in Indonesia using the Islamic Performance Ratio (IPR) variable. Spesifcillay, this study aims to examine the influence of Asset Growth and Non-Performing Financing (NPF) on the IPR using Financing to Deposit Ratio (FDR) as moderator. Data for this study were gathered from seven Islamic Commercial Banks from 2012 to 2018 with 49 observations. They were analyzed using the quantitative approach by employing SPSS software. The findings show that the quality of financing has a negative but significant effect on the IPR. Meanwhile, asset growth does not have a significant direct effect on the IPR. When FDR was inserted as moderator, it showed a significant effect of asset growth on IPR. The theoretical implication of this research shows that Islamic banks' performance is shown from the growth of assets but must be supported by other variables such as the quality of financing (NPF) and must also be accompanied by good financing disbursement capability (FDR). In addition, the managerial implication of this research is that the measurement of indicators for Islamic banks should be equipped with performance indicators under the operational principles of Islamic banks, such as the Islamic Performance Ratio (IPR).======================================================================================================== ABSTRAK – Determinan yang Mempengaruhi Islamic Performance Ratio Perbankan Syariah di Indonesia: Suatu Analisis Menggunakan Financing to Deposit Ratio sebagai Moderator. Pengukuran kinerja perbankan syariah seharusnya menggunakan parameter yang berbeda dari perbankan konvensional. Oleh karena itu, article bertujuan untuk menganalisis kinerja perbankan syariah di Indonesia menggunakan variabel Islamic Performance Ratio (IPR). Secara khusus, artikel ini bermaksud untuk menguji pengaruh variabel pertumbuhan aset dan pembiayaan bermasalah (NPF) terhadap IPR dengan menggunakan Financing to Deposit Ratio (FDR) sebagai variabel moderator. Data-data untuk kajian dikumpulkan dari tujuh bank umum syariah dari 2012 sampai 2018 dengan 49 observasi yang kemudian dianalisis secara kuantitatif dengan software SPSS. Hasil kajian menunjukkan bahwa kualitas pembiayaan memiliki pengaruh negatif tapi signifikan terhadap IPR. Sedangkan pertumbuhan aset tidak berpengaruh signifikan secara langsung terhadap IPR. Ketika FDR dimasukkan sebagai moderasi, pertumbuhan berpengaruh secara signifikan terhadap IPR. Implikasi teoritikal dari penelitian ini menunjukkan bahwa kinerja bank syariah tidak hanya ditunjukkan dari pertumbuhan aset saja, akan tetapi harus didukung dengan variabel lainnya seperti kualitas pembiayaan (NPF) dan juga harus disertai dengan kemampuan penyaluran pembiayaan yang baik (FDR). Selain itu, implikasi manajerial dari penelitian ini adalah pengukuran indikator dari bank syariah sebaknya dilengkapi dengan indikator kinerja yang sesuai dengan prinsip operasional dari bank syariah seperti Islamic Performance Ratio (IPR).

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Section: Literature Reviewmentioning

confidence: 99%

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

Nugroho

Badawi

Nugraha

et al. 2021

SJEKI

Self Cite

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“…According to Ahmad (2015) and also researchers like Nugroho et al (2020), the implementation of any management system by Islamic institutions must be based on Islamic philosophy. The three aspects of Islamic philosophy, which are basic Islamic worldview (tasawur), epistemology and ontology, must be the fundamentals in the development of a management system (Ahmad, 2015).…”

Section: Resultsmentioning

confidence: 99%

Non-Profit Islamic Institutions and Quality Management Systems in Malaysia

Mokhtar¹,

Ahmad

2020

IJHE

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This paper presents a narrative review of arguments made by researchers regarding the applicability of western and Japanese quality management systems by non-profit Islamic institutions. This review approach was employed after undertaking a literature search for selected articles based on the inclusion and exclusion criteria. The focus of narrative reviews in this study is to identify common themes across researches regarding non-profit Islamic institutions and quality management systems in Malaysia that can then be used to identify commonalities and critical differences among included documents. Following electronic searches of Scopus and Google Scholar sites, nine studies on quality management systems related to non-profit Islamic institutions were identified and subjected to a detailed narrative literature review. Findings reveal that the quality management systems discussed by researchers vary and there are researchers who rejected the idea of implementing western and Japanese quality management systems and instead implemented the Islamic Quality Management system, which was developed in Malaysia. This study intends to contribute to the quality of management and non-profit institution management literature with the proposition of adopting quality management systems by the management of non-profit Islamic institutions.

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“…So that all financial and business activities on Moslem-friendly tourism must be within the scope of application of Maqasid Syariah [41][42][43]. In addition, Islamic principles that must be applied in all financial activities in business include the principle of fairness, the principle of responsible action (responsibility), and the principle of brotherhood [44][45][46]. and actors from the creative economy is needed in all business segments, both corporate business segments, medium business segments, small business segments, micro business segments, and ultra micro business segments.…”

Section: Strategy For Developing Islamic Finance To Strengthen Muslim...mentioning

confidence: 99%

Discourses of Islamic Finance Supporting in Muslim-Friendly Tourism in the New Normal Era (Indonesia Cases)

Nugroho

Çetin

Doktoralina

2023

KSS

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This conceptual paper analyzes how to develop Muslim-friendly tourism in Indonesia in the new era to increase the number of Muslim tourists. Furthermore, the method is qualitatively based on research questions: (i) What is the government’s strategy to develop Islamic finance in Indonesia? (ii) What is Indonesia’s strategy for developing halal products and services? (iii) What is the strategy for developing Islamic finance to strengthen Muslim-friendly tourism and the creative economy?. The result showed that the existence of Islamic finance and digital ecosystems are very much needed. Therefore, the implication of this conceptual paper is to provide input and information to stakeholders who have the authority to develop Muslim-friendly tourism in Indonesia; and that there is a need for collaboration and synergy between parties, especially in the Islamic finance industry. Keywords: digital era, finance, halal tourism, post-pandemic, supply chain

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Microeconomics and Tawhid String Relation Concept (TSR)

Cited by 13 publications

References 21 publications

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

Non-Profit Islamic Institutions and Quality Management Systems in Malaysia

Discourses of Islamic Finance Supporting in Muslim-Friendly Tourism in the New Normal Era (Indonesia Cases)

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