Microcredit participation and child schooling in rural Bangladesh: Evidence from a cross-sectional survey

Bhuiya, Mohammad Monzur Morshed; Khanam, Rasheda; Rahman, Mohammad Mafizur; Nghiem, Son

doi:10.1016/j.eap.2019.09.005

Cited by 6 publications

(5 citation statements)

References 19 publications

(20 reference statements)

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“…This shows that financial development improves higher education in SSA. These results are similar to the microeconomic work of You and Annim ( 2014 ) and Bhuiya et al ( 2019 ) showing that access to credit increases education. Our result can also be put in perspective with the findings of Lochner and Monge-Naranjo ( 2012 ) suggesting that credit constraints reduce educational attainment.…”

Section: Resultssupporting

confidence: 90%

Does Financial Development Increase Education Level? Empirical Evidence from Sub-Saharan Africa

Thierry

Emmanuel

2022

J Knowl Econ

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This study analyzes the effect of financial development on education in a sample of 37 sub-Saharan African countries with data covering the period from 2000 to 2018. We use the nine measures of financial development proposed by the International Monetary Fund (IMF) and the three levels of education, including primary, secondary, and tertiary education. Applying the two-stage system Generalized Method of Moment (GMM), we find that financial development increases school enrollment in each level in sub-Saharan Africa. The gender results also show that financial development improves primary and secondary education for both male and female, except at the tertiary level where the effect does not appear to be robust for male. Based on these results, we suggest that the financial market and financial institution in SSA should be improved given its beneficial effects on the education system.

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Section: Resultssupporting

confidence: 90%

Does Financial Development Increase Education Level? Empirical Evidence from Sub-Saharan Africa

Thierry

Emmanuel

2022

J Knowl Econ

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“…(Mohammad Monzur, Khanam, & Nghiem, 2019), investigated the impact of microcredit programs on child schooling in rural Bangladesh using cross-sectional data from 439 households across 20 villages of four districts of the country. A child's school outcomes were measured by school enrolment, school attendance and grade attainment (measured by the right grade for age).…”

Section: Literature Reviewmentioning

confidence: 99%

Impact of Microcredit on Household Consumption and Assets In Nepal

Pokhrel¹

2023

Int. J. Appl. Res. Manag. Econ.

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This paper intends to assess the impact of microcredit on Household Consumption and Assets in Nepal. The multivariate techniques used to achieve the objectives of the study. The study uses Nepal Living Standard Survey 2011 data, which covers 5,988 households. Considering the endogeneity in the microcredit participation of household, the study uses instrumental variable technique (IV method) for assessing the impact of microcredit on Household Consumption and Assets. After the adjustment of the endogeneity, distance of bank, distance of cooperative from household and holding of land size of household as the instruments, eligible household reduced 475 household from 779 total households of intervention group and similarly 2,953 households from 5,209 total households of control group. CMP (conditional mixed process) estimator used to give flexibility in terms of combining continuous and binary variables together in the same model. Multivariate analysis indicates that it has positive and significant relationship on household consumption and on assets, (household consumption is on Food Consumption, Non-Food Consumption and Total Consumption. And similarly, household assets are, on ownership of livestock such as buffaloes, cows, sheep, etc, Ownership on transportation such as Cycle or Motor cycle, Ownership on appliances, such as Refrigerator, Television, CD player) on intervention group than the control group. The result and finding and review of the literatures in this paper provided a wide range of evidence that microcredit programs can increase incomes and uplift families out of poverty. Microcredit would be a viable and potentially sustainable tool to reduce poverty in Nepal.

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“…An exploration process is explored by connecting with child characteristics, characteristics of the head of the family, and the characteristics of the household and external interventions such as conditional cash transfer. This model follows (Bhuiya et al, 2019;Hidayatina and Garces-Ozanne, 2019;De Silva and Sumarto, 2015), the problem of maximizing utility in households is mentioned as follows.…”

Section: Theoretical Frameworkmentioning

confidence: 99%

“…Households get higher utility from the excellent school performance of their children. To achieve this result, they must allocate some household resources for education for their children (Bhuiya et al, 2019). Time constraints limit the maximizing family utility:…”

Section: Theoretical Frameworkmentioning

confidence: 99%

Keeping rural children’s hope to stay in the Senior High School through conditional cash transfer: An Indonesian case

Susilo

Wahyudi

2020

SMBR

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<p>Although the government has allocated cash transfer programs to reduce poverty and improve the education sector, the participation of senior high schools in rural areas in Indonesia is still meager. This research investigates the relationship between conditional cash transfers in Indonesia (Program Indonesia Pintar–PIP and Program Keluarga Harapan–PKH) with high school participation in children in Rural Indonesia. Using the 2018 socioeconomic survey data released by BPS, we found that children benefited from PIP children had a greater opportunity to participate in high school compared to those who did not. On the other hand, children from PKH beneficiary have a lower chance of attending high school, compared to those who come from families who do not receive PKH. Although conditional cash transfers generally have a positive effect on children's school participation, the success of conditional cash transfers relies on the knowledge of the people about the importance of children's education investments, simple program schemes, secure payment schemes, and efficient and effective technology-based controls.</p>

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Microcredit participation and child schooling in rural Bangladesh: Evidence from a cross-sectional survey

Cited by 6 publications

References 19 publications

Does Financial Development Increase Education Level? Empirical Evidence from Sub-Saharan Africa

Does Financial Development Increase Education Level? Empirical Evidence from Sub-Saharan Africa

Impact of Microcredit on Household Consumption and Assets In Nepal

Keeping rural children’s hope to stay in the Senior High School through conditional cash transfer: An Indonesian case

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