The most common predictions for rare K and B decay branching ratios in the Standard Model in the literature are based on the CKM elements |V cb | and |V ub | resulting from global fits, that are in the ballpark of their inclusive and exclusive determinations, respectively. In the present paper we follow another route, which to our knowledge has not been explored for ∆M s,d and rare K and B decays by anybody to date. We assume, in contrast to the prevailing inclusive expectations for |V cb |, that the future true values of |V cb | and |V ub | will be both from exclusive determinations and set them equal to the most recent ones from FLAG. With the precisely known |V us | the resulting rare decay branching ratios, ε K , ∆M d , ∆M s and S ψK S depend then only on the angles β and γ in the unitarity triangle that moreover are correlated through the CKM unitarity. An unusual pattern of SM predictions results from this study with some existing tensions being dwarfed and new tensions being born. In particular using HPQCD B 0 s,d − B0 s,d hadronic matrix elements a 3.1σ tension in ∆M s independently of γ is found. For 60 • ≤ γ ≤ 75 • the tension in ∆M d between 4.0σ and 1.1σ is found and in the case of ε K between 5.2σ and 2.1σ. Moreover, the room for new physics indecays is significantly increased. We compare the results in this EXCLUSIVE scenario with the HYBRID one in which |V cb | in the former scenario is replaced by the most recent inclusive |V cb | and present the dependence of all observables considered by us in both scenarios as functions of γ. As a byproduct we compare the determination of |V cb | from ∆M s , ∆M d , ε K and S ψK S using B 0 s,d − B0 s,d hadronic matrix elements from LQCD with 2 + 1 + 1 flavours, 2 + 1 flavours and their average. Only for the 2 + 1 + 1 case values for β and γ exist for which the same value of |V cb | is found: |V cb | = 42.6(7) × 10 −3 , γ = 64.6(4.0) • and β = 22.2(7) • . This in turn implies a 2.7σ anomaly in B s → µ + µ − .