Literasi Keuangan Dosen-Dosen Perguruan Tinggi di Palembang: Faktor Gender dan Usia

Abstract

This study aims to measure the level of financial literacy of lecturers in Palembang. The method of analysis in this research is descriptive analysis. The number of respondents in this study were 153 respondents. Data collection techniques used survey techniques with questionnaires. Financial literacy index is determined through four stages: (1) Grouping of financial literacy variables in 2 groups, namely basic financial literacy and advanced financial literacy, (2) giving score 1 for correct answer and 0 for other answer that is unknow, wrong answer and refused to answer, (3) Calculate the weight of each variable by using simple weight, (4) Calculate index of financial literacy. The results showed that on average the basic financial literacy of lecturers in Palembang was included in the moderate category, while the average advanced financial literacy was in the low category. The level of financial literacy or Financial Literacy Index as a whole including the low category. Distribution of basic financial literacy based on gender and age average dominant in high category reverse dominant advanced financial literacy distribution in low category.

Financial Literacy Lecturer in South Tangerang : Socioeconomic Determinants and Demographic Factors

“…So, it can be concluded that the literacy rate in lecturers who are in the south tangerang city college is still relatively moderate, which is 77.77% it means that there are still many lecturers in the south tangerang city college are still consumerist and less able to manage finances well and still lack understanding and knowledge in the utilization of products financial institutions such as less in saving money invest and insurance. This is in similar to the research of Mendari and Soejono (2018) revealing that the level of financial literacy is still relatively low.…”

Analysis of Factors That Influence the Financial Literacy of Msme in East Binjai District

“…Roestanto (2017) defines financial literacy as a series of processes or activities to increase consumer and public knowledge, skills and confidence to manage personal finances better. Mendari and Soejono (2018) report on the benefits of financial literacy to society: 1. The public can use financial products and services according to their needs.…”

Gaya Hidup Siswa Lebih Menentukan Kemampuan Pengelolaan Keuangan Syariah Dibandingkan dengan Literasi Keuangan Syariah

“…Oleh sebab itu, sesorang hendaknya membekali diri agar terhindar dari kegiatan transaksi yang sia-sia dengan cara meningkatkan keterampilan mengelola keuangan. Disamping itu, individu dapat menjauhi dan menghindari sasaran kejahatan keuangan dan masalah dengan hutang serta tidak menjadi korban investasi palsu akibat pengetahuan seseorang yang minim (Rahayuningsih & Prihastuty, 2021;Soejono & Mendari, 2018).…”