“…In addition to these external factors, internal factors could trigger stress in learning, including self-efficacy, hardiness, optimism, achievement motivation, procrastination, and personality types (Sutjiato et al, 2015;Yusuf & Yusuf, 2020). Several studies suggested that students' success in the education process is determined, such as self-regulated learning (Fasikhah & Fatimah, 2013;Kristiyani, 2016;Latipah, 2010;Sutikno, 2016). Self-regulated learning is the main determining factor for success in online learning, wherein independence is the main trait demanded by online learning (Barnard et al, 2009).…”