Kompetensi Sumber Daya Manusia Dan Sikap Love of Money Dalam Pengelolaan Keuangan Usaha Mikro Kecil Menengah (Umkm)

Saputra, Komang Adi Kurniawan; Ekajayanti, L.G.P. Sri; Anggiriawan, Putu Budi

doi:10.22219/jrak.v8i2.33

Cited by 17 publications

(24 citation statements)

References 4 publications

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“…Tepat di tahun 2020 bulan September, beliau merekrut seseorang untuk dijadikan accounting dan sebelumnya Pak Jardi memberi pelatihan terlebih dahulu kepada calon accounting tersebut. Hal tersebut didukung dalam penelitian terdahulu yang dilakukan oleh Erawan dan Hamdani (2017) dalam Saputra et al (2018) yang menyatakan bahwa pengelolaan keuangan usaha yang berskala mikro, melakukan peningkatan kapasitas sumber daya manusia dengan pelaksanaan pelatihan dan pendidikan bagi karyawan. Kemudian accounting yang direkrut oleh Pak Jardi tersebut membantu dalam proses pembukuan usaha Pak Jardi.…”

Section: Hasil Dan Pembahasan Pengelolaan Keuanganunclassified

Pengelolaan Keuangan dan Strategi Promosi pada UMKM Peci Batik Jogokariyan Yogyakarta

Cahya

Suryadi

Evany

2022

JMBK

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This research deals with financial management and promotion strategies in UMKM. Here the researchers chose the “Peci Batik Jogokariyan” UMKM. The purpose of this research is to find out how the management is carried out by the UMKM “Peci Batik Jogokariyan” and how the promotion strategies are carried out. Good UMKM is UMKM that carry out good and correct financial management and UMKM that have efficient promotional strategies. Financial management and promotional strategies are essential for increasing UMKM sales and the future development of UMKM. However, some UMKM has not carried out good and correct financial management and there are still many UMKM that do not have an efficient promotion strategy so that it becomes an obstacle for the development of these UMKM. However, in this study, the researchers obtained the results of the interview that UMKM “Peci Batik Jogokariyan” already has good and correct financial reports and has carried out an efficient promotion strategy so that they can continue to develop for UMKM. The data technique uses documentation, interviews, and observations and this type of research is descriptive exploratory. Penelitian ini berkaitan dengan pengelolaan keuangan dan strategi promosi dalam UMKM. Di sini peneliti memilih UMKM “Peci Batik Jogokariyan”. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengelolaan yang dilakukan oleh UMKM “Peci Batik Jogokariyan” dan bagaimana strategi promosi yang dilakukan. UMKM yang baik adalah UMKM yang melakukan pengelolaan keuangan yang baik dan benar serta UMKM yang memiliki strategi promosi yang efisien. Pengelolaan keuangan dan strategi promosi merupakan hal yang penting bagi peningkatan penjualan UMKM serta perkembangan UMKM kedepannya. Namun beberapa UMKM belum melakukan pengelolaan keuangan yang baik dan benar serta masih banyak UMKM yang belum memiliki strategi promosi yang efisien sehingga itu menjadi kendala bagi perkembangan UMKM tersebut. Namun dalam penelitian ini, peneliti mendapatkan hasil wawancara bahwa UMKM Peci Batik Jogokariyan telah memiliki laporan keuangan yang baik dan benar serta telah melakukan strategi promosi yang efisien sehingga bisa terus melakukan perkembangan bagi UMKM. Teknik pengumpulan data dalam penelitian ini dengan dokumentasi, wawancara, dan observasi jenis penelitian ini eksploratif deskriptif.

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Section: Hasil Dan Pembahasan Pengelolaan Keuanganunclassified

Pengelolaan Keuangan dan Strategi Promosi pada UMKM Peci Batik Jogokariyan Yogyakarta

Cahya

Suryadi

Evany

2022

JMBK

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“…Previous research related to financial management includes Humaira & Sagoro (2018), which states a positive influence between financial knowledge on financial management behavior in SMEs in the Batik Craft Center, Bantul Regency. The research of Saputra et al (2018) shows that the competence of human resources and the attitude of love for money have a significant effect on the financial management of SMEs based on the concept of economic entities.…”

Section: Financial Managementmentioning

confidence: 99%

Financial Literacy, Risk Tolerance, and Financial Management of Micro-enterprise Actors

Hirawati

Sijabat

Giovanni

2021

Society (Bangka. Online)

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Micro-enterprises have a significant role in the country’s economy. However, business owners must face various problems to develop their business. One of the problems is the limited funding for micro-enterprises due to the low financial literacy of business owners. In addition, the business owner’s tolerance for risk is also expected to affect the financial management of micro-enterprises. This study aims to determine the level of financial literacy andtolerance of business owners and the financial management of micro-enterprises. This research method uses a questionnaire distributed to micro-enterprise owners in Central Java Province and Yogyakarta Special Region. The results showed that the level of financial literacy of micro-enterprise owners was in the medium category. Micro-enterprise owners have a neutral attitude towards risk and are not individuals who dare to take risks but do not avoid risk. Financial management carried out by business owners is still in the poor category. Improvement of financial literacy, understanding of risks, and financial management of micro-enterprises still need to be done.

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“…For example, analyzing the factors that influence preferences for the use of (e-money). The biggest influence in this research is because of the benefits (e-money) (Jayawarsa et al, 2021;Saputra et al, 2018).…”

Section: Introductionmentioning

confidence: 97%

Factors Affecting Interest In The Use Of Electronic Money In Ovo Applications

DEWI¹,

Jayawarsa²,

PURNAMI³

2021

JTEP

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There are factors that influence the use of Electronic Money in the OVO Application, such as Ease and Security. OVO is a product (e-money) issued by PT. International Visionet Data. This application is used as a transaction medium in making payments with electronic payment methods digitally based on data obtained by the use of (e-money) is increasing and in demand by the Indonesian people from year to year continues to increase, even at the end of September 2019 the amount of Electronic Money has jumped 31 times folded to 25.1 million units. This proves that the level of Ease and Security provided by the OVO Application is very good. From the research results obtained results, where Ease has a positive and partially significant influence on the Interest in Using Electronic Money in the OVO Application for Students of the Faculty of Economics and Business, Warmadewa University, besides that security, has a positive and significant commercial effect on the interest in using Electronic Money in Economics Faculty Students and Warmadewa University Business. The convenience and security provided by the OVO Application is sufficient to attract interest in the use of Electronic Money by consumers, advised for the OVO Application to pay more attention and increase its convenience and security.

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Kompetensi Sumber Daya Manusia Dan Sikap Love of Money Dalam Pengelolaan Keuangan Usaha Mikro Kecil Menengah (Umkm)

Cited by 17 publications

References 4 publications

Pengelolaan Keuangan dan Strategi Promosi pada UMKM Peci Batik Jogokariyan Yogyakarta

Pengelolaan Keuangan dan Strategi Promosi pada UMKM Peci Batik Jogokariyan Yogyakarta

Financial Literacy, Risk Tolerance, and Financial Management of Micro-enterprise Actors

Factors Affecting Interest In The Use Of Electronic Money In Ovo Applications

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