Keeping the Sabbath at Home

Phillips, Christopher N.

doi:10.2307/j.ctv35q8p3.16

Cited by 3 publications

(3 citation statements)

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“…A cap would limit the value of the subsidy, though to what extent would very much depend on the level at which the cap was set. A limit of £50,000, which was suggested by the Phillips Review in 2007 would, for example, set the maximum available subsidy at £15,000 per year per donor (ie a subsidy of 30 per cent, the difference between corporation tax, at 20 per cent, and income tax, at 50 per cent). A cap of £10,000 per annum, as recommended by the Kelly Report, would limit the subsidy to a maximum of £3,000 per year, though over the course of a five‐year Parliament wealthy individuals could benefit to the tune of £15,000.…”

Section: Policy Responsesmentioning

confidence: 99%

Regulating Political Donations by Companies: Challenges and Misconceptions

Williams¹

2012

Modern Law Review

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This paper analyses the regulation of company political donations in the UK. It argues that UK policy makers have failed to understand the nature of company donors and, consequently, that the UK Companies Act 2006 requirement for shareholder consent for company donations is not an effective solution to concerns about company donors.To this end, the paper presents a comprehensive empirical analysis of company donations to show that the vast majority of donor companies are closely held or owner-managed entities where shareholder consent rules are ineffective.The paper highlights particular concerns that arise with donation by such companies and argues for a more accurate understanding of company donations in order to formulate effective policy responses to concerns about the role of company donors.

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Section: Policy Responsesmentioning

confidence: 99%

Regulating Political Donations by Companies: Challenges and Misconceptions

Williams¹

2012

Modern Law Review

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“…In ‘the first twenty years’, as Anne Phillips summarises, ‘colonial administrators learnt their limitations and retreated to the dream of a thriving peasantry’. The French writer‐administrator Robert Delavignette was explicit, in his book Paysans Noirs , about the same processes in French West Africa. Moreover, in both French and British West Africa, this new native peasant became an object of protection and nurture.…”

Section: Establishing Authority (The Constitutive Moment)mentioning

confidence: 99%

Laboratories of Statehood: Legal Intervention in Colonial Africa and Today

Humphreys

2012

Modern Law Review

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The immense body of contemporary work aimed at 'promoting the rule of law' is often accused of 'neo-imperialism'. Yet, despite many points of contiguity between past and present legal interventions, the charge is overbroad and rarely illuminating. This article attempts to move beyond polemic to track concrete historical and structural forerunners of today's rule of law work. Focusing mainly (though not exclusively) on late imperial British endeavours, it traces colonial legal interventions over time, the techniques adopted (and rejected), the shifting normative bases of legitimacy, and moments of strategic recalibration in the face of resistance.Three broad attitudes towards law across the period are (provisionally) characterised as 'regulative', 'constitutive' and 'institutive' moments. In each phase, the Powers treat colonial territories as laboratories of statehood, within which experiments are conducted to locate the optimal configuration of law. In conclusion some counterparts to these moments in today's 'rule of law' activities are identified.

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“…41 Segmental analysis of private debt in Australia indicates that the most leveraged households have a debt to disposable income ratio of more than six times and some low-income households are using more than 60 per cent of their disposable income to repay debt. 42 Although many parts of the population have benefited from rising asset values and are in a healthy financial position overall, these capital accumulation benefits are unevenly dispersed, and the most indebted households commonly have negligible reserves or savings. 43 Given these settings, it is vital to scrutinise the extent to which the responsible lending regimes in Australia are achieving their objectives.…”

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confidence: 99%

Supervision of the Responsible Lending Regimes: Theory, Evidence, Analysis and Reforms

North

Wilson

2018

Federal Law Review

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National responsible lending regimes have operated in Australia since 2009, with the stated aims to encourage prudent lending, curtail undesirable market practices, and impose sanctions for irresponsible lending and leasing. This article outlines a study of the supervision of the responsible lending rules by the Australian Securities and Investments Commission (ASIC) from 2014 to mid-2017. The study finds that the Commission proactively engaged with lenders, encouraged tighter lending standards, and sought or imposed severe penalties for egregious conduct. Further, the Commission strategically targeted credit products commonly acknowledged as the riskiest or most material from a borrower's perspective, such as small amount credit contracts, interest only home loans, and car loans. Despite these positive findings, however, many households are heavily indebted and large segments of the community and the nation are highly susceptible to future harm. In this environment, we question the timeliness and sufficiency of the Commission's interventions and responses, and predict further litigation that tests the boundaries of the responsible lending rules. Moving forward, we call for more systematic supervision of responsible lending risks, practices and exposures and propose modest reforms that require lenders to better inform and engage with consumers about the risks of elevated levels of debt.

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Keeping the Sabbath at Home

Cited by 3 publications

References 0 publications

Regulating Political Donations by Companies: Challenges and Misconceptions

Regulating Political Donations by Companies: Challenges and Misconceptions

Laboratories of Statehood: Legal Intervention in Colonial Africa and Today

Supervision of the Responsible Lending Regimes: Theory, Evidence, Analysis and Reforms

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