“…Other analyses found gains for FYS participants over their counterparts on financial literacy (Anderson & Card, 2015), social adjustment (Conley et al, 2013;Enochs & Roland, 2006), self-assessed academic skills (Justice et al, 2009;Keenan & Gabovitch, 1995), and various attitude scales (Padgett et al, 2013;White, 2005). Finally, mixed significances were found for various other quantitative and qualitative measures (Culver & Bowman, 2020;Potts & Schultz, 2008;Rutschow et al, 2012).…”