Islamic Banking Service Quality and Deposit Withdrawal Risk: Evidence from Brunei Darussalam

Abduh, Muhamad

doi:10.32350/ibfr.2016.03.01

Cited by 19 publications

(31 citation statements)

References 3 publications

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“…A number of researches have studied the relationship between religiosity and the behavioral intention towards Islamic finance and financial products. Among those researches are Abduh and Omar (2010), Abduh (2011), , and Abduh et.al. (2012).…”

Section: Religiosity As a Construct To The Intention To Adopt Islamicmentioning

confidence: 99%

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Factors Influence Intention to Opt for Islamic Investment Schemes among Market Players

Abduh

2017

GReviewIEB

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Employing theory of reasoned action with religiosity as its additional construct in the model, this paper is aimed at examining factors influence the intention of investors to opt Islamic investment schemes in Malaysia Islamic capital markets. As many as 120 questionnaires were collected from market players in Bursa Malaysia using online survey. Afterwards, the data collected were analyzed using structural equation model to reveal the relationship of variables tested in the proposed model. The result shows that religiosity and subjective norms appeared to be the significant factors affecting intention to choose Islamic investment schemes in Malaysia Islamic capital markets. Interestingly, despite its significant role shown in previous studies, this study has shown insignificant level of the attitude in predicting the intention behavior. The managerial implications are discussed in this paper. Keywords: Investors’ behavior, Islamic investment, Bursa Malaysia

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Section: Religiosity As a Construct To The Intention To Adopt Islamicmentioning

confidence: 99%

“…(2012). Abduh (2011) extracted the information of factors influence individuals to withdraw from Islamic banks. A total of 276 Islamic banking customers in Jakarta, Indonesia, were involved through a direct survey.…”

Section: Religiosity As a Construct To The Intention To Adopt Islamicmentioning

confidence: 99%

Factors Influence Intention to Opt for Islamic Investment Schemes among Market Players

Abduh

2017

GReviewIEB

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“…Other factors such as the level of stability Islamic banks also affect the behavior of customers and market discipline scheme (Gamaginta and Rokhim, 2010). Exploratory factor analysis is performed by Abduh (2011) in detecting the risk of withdrawal of deposits by customers using the approach to quality Islamic banking services with five dimensi. Test of comparison market discipline mechanisms between Islamic banks and conventional banks also need to be studied further, to see the consistency of the results Hasan and Tandelilin (2012) regarding the scheme stronger market discipline on islamic banking.…”

Section: Research Discussionmentioning

confidence: 99%

Market Discipline Mechanism: A Quantitative Approach (The Study of Islamic Banking in Indonesia 2011-2014)

Pradana

Hariri

Junaidi

2017

JEMA

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Transparency of information are the main requirement of market discipline mechanism which is described by an adequate disclosure. Through the quantitative approach, the customer will attract an investment funds (giro, savings, deposits) if the bank takes a high risk action based on information that disclosed on financial statements. In a theoretical view, Islamic banks with the principle of profit-loss sharing (PLS) have a higher risk than conventional banks with a fixed rate of interest, so that customers of Islamic banks should have a higher sensitivity than conventional bank customers. The next question, whether the customers of Islamic banks would react to the disclosure of financial statements through changes in the number of funds invested?This research aimed to examine the effect of the level of disclosure of financial statements to changes in the number of third party funds in Indonesia Islamic Banking on the period 2011-2014. Data were analyzed using a regression model. The study states that the level of disclosure of financial statements significant positive effect on changes in the number of third-party funds were indicates that there is a mechanism of market discipline on Islamic Banks in Indonesia. However, this result must to be strengthened by data of risk disclosure and ability to absorb information from customers, analysis of determinants were affecting customers behavior, then as well as the comparison test with conventional commercial banks.Keywords: market discipline, the level of disclosure, third party funds, Islamic bank

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“…Some forms of crime that can frequently or at least be carried out by banks and disserving the public are insider trading conducted by banks, telemarketing fraud, client fraud, in various types of criminal acts, customer fund eradication, various credit crimes, engineering report or double bookkeeping to secure its reputation, authority abuse, embezzlement of debtor/customer funds, advertising fraud, collusion with large capital holders, false recording for certain interests of banking institutions, not recording and reporting as should be done, and various other forms of criminal acts [2].…”

Section: Introductionmentioning

confidence: 99%

Criminal Liability of Sharia Banks in Financing Disbursement

Imaniyati¹,

Mahmud²,

Tohir³

2019

Proceedings of the Social and Humaniora Research Symposium (SoRes 2018)

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This research aimed at finding the qualifications of banking crimes in financing disbursement to sharia banks and the application of corporate liability system in financing disbursement in sharia banks. This research by using a normative juridical approach, analytical descriptive, secondary data types, data retrieval through literature study and document study, data analysis, and qualitative normative. The results concluded that the policy of financing disbursement approval to sharia banks violating prudential principles and sharia principles could be qualified as a banking crime. The criminal liability system for banking institutions as corporations cannot be implemented because the criminal provisions in Banking Law and Sharia Banking Law still used the principle of "societas delinquere non potest" or the principle of "university delinquere non potest" which considers that corporations are impossible to commit a crime and cannot bear criminal liability.

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Islamic Banking Service Quality and Deposit Withdrawal Risk: Evidence from Brunei Darussalam

Cited by 19 publications

References 3 publications

Factors Influence Intention to Opt for Islamic Investment Schemes among Market Players

Factors Influence Intention to Opt for Islamic Investment Schemes among Market Players

Market Discipline Mechanism: A Quantitative Approach (The Study of Islamic Banking in Indonesia 2011-2014)

Criminal Liability of Sharia Banks in Financing Disbursement

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