Investor Behavior in Determining Investment on Real Asset

Yuniningsih, Yuniningsih; Taufiq, Muchamad

doi:10.22441/mix.2019.v9i2.006

Cited by 9 publications

(9 citation statements)

References 19 publications

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“…Secondly as indicated by Yuniningsih & Taufiq [52] the presence of political instability results in bad psychological factors such as loss aversion and the illusion of control bias in investment choice. So, the political instability condition urges people to shift their investment from real assets to financial assets like life insurance due to psychological factors created by the bad political condition, since the latter has better security, liquidity, and return during those periods.…”

Section: (Vi) the Long-run And Short-run Effects Of Politicalmentioning

confidence: 99%

Determinants of Life Insurance Demand: Evidence from Ethiopia

Kura¹,

Legass²

2021

IJFBR

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Life insurance is a financial product that aims to protect dependents against the risks of premature death or disability of the insured party. Various pieces of evidence and literature show that the level of life insurance business and its demand in Ethiopia is very low. As a result, this thesis paper focused on potential ways of increasing the life insurance demand by investigating the determinants of the demand for life insurance in Ethiopia. Specifically, this study aims to investigate the effect of savings, growth in per capita income, total population growth, urbanization, political instability, and health expenditure to GDP on demand for life insurance in Ethiopia in both the short run and long run by using a secondary source of data collected between 1995 and 2019. The study employed both descriptive statistics and the Autoregressive distributive lag model (ARDL) to compute the characteristics of institutional, social security, macro-economic and demographic factors and to identify their effect on demand for life insurance respectively. The findings of the study revealed that savings, growth in per capita income, total population growth, urbanization, and political instability have a positive and significant effect on demand for life insurance in Ethiopia. Whereas, health expenditure to GDP has been found insignificant in the long run. In addition, all variables apart from total population growth and political instability which has a positive effect do not affect life insurance demand in the short run.

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Section: (Vi) the Long-run And Short-run Effects Of Politicalmentioning

confidence: 99%

Determinants of Life Insurance Demand: Evidence from Ethiopia

Kura¹,

Legass²

2021

IJFBR

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“…Behavioral finance attempts to explain and improve understanding of the patterns of investor reasoning as well as the emotions involved and levels in the decision-making process. Making financial decisions, especially investments, apart from being influenced by fundamental factors, is also influenced by various psychological biases of each investor (Yuningsih and Taufiq, 2019).…”

Section: Literature Review 21 Behavioral Financial Theorymentioning

confidence: 99%

Behavioral Financial Perspective of Government Bonds During Covid 19 Pandemic

Fakhriyyah

Junaidi

2022

ijbass

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The COVID-19 pandemic causes changes in social and economic life. Research on the impact of Covid 19 on various aspects continues to be carried out, including on investor behavior and its impact on the capital market, but very few discuss the impact of Covid 19 on debt instruments such as government bonds. This study tries to examine the impact of Covid 19 in terms of financial behavior by using Covid 19 fear as a psychological element using data from Google Trends, also testing the number of Covid 19 deaths and the number of Covid 19 cases on Indonesian government bond yields. The results show that fear of covid 19 and death of covid 19 positively affected yield, and the cases of covid 19 negatively affected yield. Investors are trying to take advantage of the negative sentiment from the Covid 19 by buying government bonds which causes an increase in bond price and a decrease in yield. This study contributes to behavioral finance theory on fixed-income investment, especially government bonds.

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“…Perilaku keuangan merupakan suatu landasan ilmu yang mempelajari tentang bagaimana perilaku seseorang dalam mengelola keuangan yang akan dijadikan suatu keputusan (Yuniningsih et al, 2022;Yuniningsih, 2020;Yuniningsih & Taufiq, 2019). Perilaku keuangan dikombinasikan antara teori psikologi dengan keuangan untuk menjelaskan keputusan yang diambil seseorang secara rasional (Pertiwi et al, 2019).…”

Section: Tinjauan Pustakaunclassified

Analisis Financial Knowledge dan Minat Transaksi terhadap Penggunaan Fintech Peer-To-Peer Lending di Kota Surabaya

Choiriyah

Purwanto

2022

Ekonomis

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This study aims to analyze and determine the effect of Financial Knowledge and Transaction Interest on the Use of Financial Technology Peer to Peer (P2P) Lending in the community in the city of Surabaya. The population in this study are people in the city of Surabaya who have used peer to peer lending type of financial technology. Samples were taken based on criteria using purposive sampling method, and based on the Wibisono formula to determine the sample and get 96 respondents obtained results. The distribution of questionnaires was used for data collection in this study. This study uses Partial Least Square (PLS) analysis as a data analysis technique. The results show that Financial Knowledge and Transaction Interest have a positive and significant effect on the use of P2P Lending Financial Technology. Financial Knowledge and Transaction Interest are independent variables that affect the use of Financial Technology P2P Lending in the city of Surabaya by 55.5%. The rest is explained by other independent variables that can have an influence on the use of P2P Lending Financial Technology in the city of Surabaya.

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Investor Behavior in Determining Investment on Real Asset

Cited by 9 publications

References 19 publications

Determinants of Life Insurance Demand: Evidence from Ethiopia

Determinants of Life Insurance Demand: Evidence from Ethiopia

Behavioral Financial Perspective of Government Bonds During Covid 19 Pandemic

Analisis Financial Knowledge dan Minat Transaksi terhadap Penggunaan Fintech Peer-To-Peer Lending di Kota Surabaya

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