Institutional Changes in the Investment Behavior of Households in the Context of the Socio-Economic Crisis of 2019-2020

Abstract

В статье приведен макроэкономический анализ инвестиционного поведения домашних хозяйств РФ в контексте институциональных изменений. Целью исследования является выявления характера институциональных изменений инвестиционного поведения домашних хозяйств. Автором проанализирована динамика основных показателей инвестиционно-сберегательной стратегии домашних хозяйств в контексте социально-экономического кризиса 2019 - 2020 гг. Научная новизна полученных результатов заключается в обосновании критериев выбора инвестиционных инструментов домашних хозяйств в условиях кризиса. The article presents a macroeconomic analysis of the investment behavior of households of the Russian Federation in the context of institutional changes. In particular, since 2013 the Government of the Russian Federation has been systematically working to activate the investment activity of households. In the context of the socio-economic changes of the last two years, households began to change their financial strategies using the most stable investment instruments, such as real estate transactions. At the same time, individual investors began to consider the possibility of obtaining additional passive income from property. In this connection, there has been an increase in operations on AIS. In addition, the information campaign of public authorities and financial institutions to popularize investment instruments had a positive impact on changing the financial strategy of households.