Increasing Indebtedness, Institutional Change and Credit Contract in Peru

Trivelli, Carolina; Alvarado, Javier Orozco; Galarza, Francisco

doi:10.2139/ssrn.1814656

Cited by 7 publications

(6 citation statements)

References 1 publication

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“…Formal pathways of acquiring entrepreneurial human capital include education and training, whereas informal ones include the cognitive processes of gaining managerial and work experience as well as the non-cognitive processes of growing up in an entrepreneurial family or region where the business will later be established. (Carolina trivelli et al, 2006) examine whether insurance can unlock agricultural credit and promote economic growth in Peru. Since finical modifications, the legal banking system in Peru today only provides services to 40,000 farmers statewide, in stark contrast to more than 200,000 farmers to whom the Banco Agrario provided services before it was dissolved, following a trend seen elsewhere in Latin America.…”

Section: Outline Of the Studymentioning

confidence: 99%

How Agricultural Credit Serves Agricultural Development in Jordan

Abdalqader¹

2023

Food Technology Research Journal

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This paper studies the consequences of agricultural credit on agricultural development in Jordan. To realize the study's purpose, a number of statistical methods were used, including econometric and descriptive statistics. The researcher used the official Jordan Agricultural Credit Corporation database along with a questionnaire design to serve the study purpose, as well as semi-structured interviews to collect the study information. T-test indicated the administrative and human obstacles of the Agricultural Credit Corporation does not serve agricultural development with no statistically significant. On the other hand, estimating the impacts of credit on agricultural output showed that the value of the financial-balance coefficient was negative in some years of study, which indicates the existence of a state deflation and the increase in the volume of agricultural output achieved by a higher rate than the increase in loans granted.

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Section: Outline Of the Studymentioning

confidence: 99%

How Agricultural Credit Serves Agricultural Development in Jordan

Abdalqader¹

2023

Food Technology Research Journal

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“…The general principles issued by the World Bank (2011) emphasize that the existence of the information about the participants in the credit market is a fundamental characteristic of the financial infrastructure of a country. There is empirical evidence that demonstrates the relationship between the growth of credit granted to the private sector and this pillar of the financial infrastructure of an economy (Trivelli, et al, 1999;Galindo and Miller, 2001;Jappelli and Pagano, 2005).…”

Section: Records Of Financial and Credit Informationmentioning

confidence: 99%

Relationship between the Policy of Strengthening the Financial System and Guarantee Policy

López

Villamandos

Sánchez

et al. 2019

TRAS

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One of the most important obstacles that Small and Medium Enterprises (SMEs) face when addressing their growth is access to finance. The asymmetry of information, the lack of guarantees and the difficulty in establishing effective legal rights explain these difficulties in access to finance. The solution of these obstacles has led to the implementation of policies seeking to address these challenges. The paper explains the relationship of these policies for the period 2004-2016 in 39 countries that belong to the group of developing and developed countries.Our results show that guarantee policies and the improvement of information quality are complementary. Moreover, the implementation of guarantee policies takes place in environments with weak judicial institutions. This result emphasizes the substitutable nature between guarantee systems and the legal reform of the credit rights' protections. The implications of our findings are relevant for policy makers to implement or strengthen the guarantee systems.

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“…En Chile se calcula que cerca de un 10% de las Pymes han accedido al arrendamiento financiero a través de líneas de crédito CORFO. 48 En Perú, al 30 de junio del 2000, el monto de arrendamiento financiero constituía 16,8% de las colocaciones del sistema financiero. 49 Según América Leasing, más de la mitad se destinaba a la mediana empresa.…”

Section: Instrumentos De Créditounclassified

Acceso de las pequeñas y medianas empresas al financiamiento

Llisterri,

Vivanco,

Ariano

2002

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El estudio analiza el acceso de las Pymes al crédito en América Latina mediante una revisión de literatura reciente y visitas que efectuaron los consultores a El Salvador y Perú con el fin de recabar información de pequeños y medianos empresarios, intermediarios financieros e informantes clave. El mismo incluye el resumen ejecutivo presente seguido por un capitulo regional, las conclusiones y recomendaciones y los estudios de caso de Perú y El Salvador en apéndices. Entre las principales conclusiones del estudio, se encuentra que: no existe una definición uniforme de Pymes en cuanto a número de empleados, activos o ventas; el acceso corresponde al porcentaje de Pymes que declaran haber obtenido crédito bancario en un periodo de tiempo determinado; a pesar de la liberalización de los mercados financieros de la región, existe un desajuste importante entre la demanda y la oferta de financiamiento a las pymes; el acceso de las pymes al crédito presenta variaciones de un país a otro; las condiciones de acceso al crédito para las pymes son menos competitivas que para las grandes empresas en todos los países.

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Increasing Indebtedness, Institutional Change and Credit Contract in Peru

Cited by 7 publications

References 1 publication

How Agricultural Credit Serves Agricultural Development in Jordan

How Agricultural Credit Serves Agricultural Development in Jordan

Relationship between the Policy of Strengthening the Financial System and Guarantee Policy

Acceso de las pequeñas y medianas empresas al financiamiento

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