Impact of Microfinance Loans on the Performance of Smes: The Case of Lebanon

Moussa, Fida

doi:10.3846/btp.2020.11110

Cited by 7 publications

(8 citation statements)

References 18 publications

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“…This means that SMEs may improve their income when financed through microfinance. Almost the same results have been observed in other studies (Ruslan, Gan, & Quang, 2020;Moussa, 2020;Rajapakshe, 2021) Osoro and Muturi (2013) examined the role of MFIs in SME growth in Kenya using a sample of 100 SMEs. The study found that access to training was positively associated with SME growth.…”

Section: Theoretical and Empirical Literaturesupporting

confidence: 83%

The Contribution of Microfinance Institution Services in the Development of Small and Medium Enterprises: Evidence from Ilala City, Tanzania

Mbamba¹

2022

Proceedings of the 10th International Conference on New Ideas in Management, Economics and Accounting

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The objective of this study was to examine the contribution of microfinance institutions (MFIs) to the development of small and medium enterprises (SMEs) in Ilala City in Tanzania. The study aimed to determine the influence of financial and non-financial services provided by MFIs on SME capital growth, income growth and employment generation. Data on the identified variables were collected using questionnaires from 158 owners of SMEs and analysed using multivariate analysis of variance (MANOVA). The data used in the study had a Cronbach's Alpha of 0.84, which is above the required value of 0.7 (rule of thumb)The study found that MFI services had a positive influence on capital and income growth of SMEs, while MFI services had a positive but non-significant impact on the ability of SMEs to create jobs. The study therefore recommends that public sector analysts and managers develop specific policies that impact on SME growth.

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Section: Theoretical and Empirical Literaturesupporting

confidence: 83%

The Contribution of Microfinance Institution Services in the Development of Small and Medium Enterprises: Evidence from Ilala City, Tanzania

Mbamba¹

2022

Proceedings of the 10th International Conference on New Ideas in Management, Economics and Accounting

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“…It may be argued that encouraging female entrepreneurs is a good way to revive a failing economy. "Among various business endeavors, women's groups play a key role in boosting budgets and undertaking tasks to better-impoverished women for their exceptional performance (Moussa, 2020). In the PDHS 2017-2018, 12,364 ever-married women aged 15-49 were chosen for a cumulative survey from 12,815 selected households, while 3,145 ever-married men aged 15-49 were questioned in a third of the selected houses.…”

Section: Literature Reviewmentioning

confidence: 99%

The Nexus among Family Business, Household Finances and Women Empowerment: Evidence from PDHS 2017-18

Mubeen

Hye²,

Shahid

et al. 2022

Nurture

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Purpose: This study intends to determine whether family businesses empower women, encourage their entrepreneurship, and enable them to become fully engaged in activities that generate finances by allowing them to select their own business idea. Methodology: Empowering women is crucial for accelerating economic and financial progress. The question of the economic empowerment of women is of utmost importance to political philosophers, social scientists, and reformers because it is currently thought of as a sine qua non of progress for a nation. This study examines the relationship between women's financial empowerment, business, and the home using data from the 2017–18 Pakistan Demographic and Health Survey (PDHS). For this, we employed binary logistic regression. Findings: Women who are educated and have a job are more empowered than women who are not employed. Furthermore, economic and financial development cannot occur without the advancement of women. Women should be taught technical knowledge and marketing strategies and empowered to develop their skills to create more sustainable businesses. Contribution to literature: This study contributes to the literature in two ways: First, this study utilized the fertility variable which was not utilized in earlier studies. Second, this study identified the women empowerment factors by using four different indicators.

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“…This resulted in borrowing extra funds from money laundering at high-interest rates as a way of repaying the village bank. Moussa (2020) showed a significant relationship between MFI loans and SMEs' profitability. An increase in the profitability levels indicates that the loans are being used for SME growth to a larger extent.…”

Section: Mfi Loans and Sme Profitabilitymentioning

confidence: 95%

“…Without the help of MFI loans, most SME sales growth would remain low. Moussa (2020) says MFI loans are positively influencing the sales growth of small to medium enterprises. There is a positive connotation between the amount of loans granted by MFIs and the resulting growth in sales.…”

Section: Firm Sizementioning

confidence: 99%

The Significance of Microfinance Establishments on The Growth of Small to Medium Enterprises in Zimbabwe

Mveku,

Mutero,

Nyamwanza

et al. 2023

Int. J. Manage. Entrep. Soc. Sci. Hum.

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The study was conducted in the Midlands province of Zimbabwe, focusing on four towns: Kadoma, Kwekwe, Gweru, and Zvishavane. The study examines the establishment of microfinance institutions, which results in the growth of small to medium enterprises. Many SMEs in the Midlands province are finding it difficult to grow their business due to a lack of capital and the ability to access bank loans. The study aimed to determine the significance of microfinance establishments on the growth of small- to medium-sized enterprises in Zimbabwe. A descriptive research design was adopted. The study's sample size was 94 SME owners specialising in agriculture, mining, vending, groceries, beauty salons, auto repairs, transport services, and fast foods in the Midlands province. Data was analysed using Pearson correlation and simple linear regression. The study results showed a strong positive relationship between microfinance loans and Small to Medium Enterprise sales growth, as evidenced by a correlation coefficient 0.989. The results showed that microfinance loans positively affect the profitability of SMEs. The study also found that access to finance, competition, hyperinflation, and high taxes are the challenges affecting SMEs' firm size. The study shows several ways which can be done to improve the growth of SMEs, such as the extension of loan repayment tenure, review of lending policies, and lending SMEs higher packages for accomplishing their projects. The government should implement policies that find ways to reduce inflation, lower tax charges on SMEs, and draft policies that promote the development of SMEs in the country.

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Impact of Microfinance Loans on the Performance of Smes: The Case of Lebanon

Cited by 7 publications

References 18 publications

The Contribution of Microfinance Institution Services in the Development of Small and Medium Enterprises: Evidence from Ilala City, Tanzania

The Contribution of Microfinance Institution Services in the Development of Small and Medium Enterprises: Evidence from Ilala City, Tanzania

The Nexus among Family Business, Household Finances and Women Empowerment: Evidence from PDHS 2017-18

The Significance of Microfinance Establishments on The Growth of Small to Medium Enterprises in Zimbabwe

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