Impact of Demographic Factors on Investment Risk Tolerance

Zeeshan, Asma; Sattar, Abdul; Babar, Samreen Fahim; Iqbal, Tabassum; Basit, Asma

doi:10.24088/ijbea-2021-62004

Cited by 4 publications

(3 citation statements)

References 19 publications

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“…Financial behavior plays an important role in a person's decision to invest [26]. Jain [27] investing aims to get a fixed income and the expected rate of return for each individual is different based on the level of knowledge and risk-taking ability. Everyone wants to have a financially secure future.…”

Section: Discussionmentioning

confidence: 99%

Female Workers During Post Pandemic: Gender and Investment Decisions

Prajawati¹,

Basir²

2023

Advances in Social Science, Education and Humanities Research

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Investment is an effort to balance needs, expenses and sources of income. Women are required to have basic knowledge of finance, such as controlling expenses, to setting aside money for investment. By looking at the gender perspective, this study aims to identify how investment decisions are made by female workers in making investment decisions, in addition to identifying the types of investments made by these female workers. Some of the reasons given by respondents related to why it is important to invest is security in the future. It is important for us to secure our future by means of one of them by investing. With investment, we can cultivate wealth which we can use to finance our needs in the future. We must be able to respond to the uncertainty of the future wisely. In addition to future security, the reasons and objectives for investing are education of children in the future, for emergencies, child marriage and house purchases. The choice of investments made by women includes land, deposits, property and precious metals.

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Section: Discussionmentioning

confidence: 99%

Female Workers During Post Pandemic: Gender and Investment Decisions

Prajawati¹,

Basir²

2023

Advances in Social Science, Education and Humanities Research

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“…According to the study, FRT was defined by the degree of volatility in returns that investors are willing to tolerate for their investment. Whereas, Zeeshan et. al (2021) also investigated the demographic factors affecting individuals' investment risk tolerance.…”

Section: Studies On Financial Behaviour and Frt In Investment Decisionsmentioning

confidence: 99%

The Influence of Financial Behaviour on Financial Risk Tolerance In Investment Decision: A Conceptual Paper

Bunyamin

Wahab

2022

IJIM

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There is a growing stream of research to seek for a solution to improve financial risk tolerance (FRT) in investment decisions, which is most likely conducted from financial institutions and was revealed that there are varieties of factors contribute to this aspect. The literature demonstrated that FRT is considered as the powerful factor that encourages investors’ intentions towards investments. Study shows that the FRT can be improved through positive financial behaviour. Hence it is essential to explore financial behaviour and FRT influences in investment decision from studies around the world and Malaysian market. Therefore, this wide discussion will benefit financial practitioners and institutions in financial practices. In addition, this study surely contribute some additional insights towards existing literature.

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“…The study indicated that there is a gap in risk tolerance between men and women. Meanwhile, Zeeshan et. al (2021) added to the literature by also examining demographic factors affecting individuals' investment risk tolerance.…”

Section: Demographic Profilesmentioning

confidence: 99%

Factors Influencing Financial Risk Tolerance: A Review

Bunyamin

Wahab

2021

IJIM

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High financial risk tolerance level encourages investors’ participation in financial market. Thus, elevate their capabilities to achieve their financial goals and support national economic growth and well-being. This paper aims to investigate the factors affecting financial risk tolerance from studies around the globe. A comprehensive review of financial risk tolerance is carried out with a particular attention on factors that impact financial risk tolerance on financial decisions. This study indicates that financial risk tolerance can be explained by demographic profiles, psychology, social, geographical differences, and financial capability factors. These findings will be useful to professionals, technologists, and financial institutions to identify potential investors based on the indicators concluded with the suggestion on financial technology (FinTech) utilisation. Hence, encouraging participation in the Malaysian financial market during global health crisis and reaching economic well-being towards industrial revolution 4.0 (IR 4.0).

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Impact of Demographic Factors on Investment Risk Tolerance

Cited by 4 publications

References 19 publications

Female Workers During Post Pandemic: Gender and Investment Decisions

Female Workers During Post Pandemic: Gender and Investment Decisions

The Influence of Financial Behaviour on Financial Risk Tolerance In Investment Decision: A Conceptual Paper

Factors Influencing Financial Risk Tolerance: A Review

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