Impact of Amanah Ikhtiar Malaysia’s Microcredit Schemes on Microenterprise Assets in Malaysia

Mamun, Abdullah Al; Wahab, Sazali Abdul; Malarvizhi, C. A.

doi:10.2139/ssrn.1946089

Cited by 21 publications

(16 citation statements)

References 6 publications

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“…Experience and evidence shows that microcredit has a positive effect on the socio-economic conditions of the clients, their households and their microenterprise (Mamun, Wahab and Malarvizhi, 2010).…”

Section: Introductionmentioning

confidence: 99%

Microfinance Market Diagnoses and Beneficiaries Impact - Case of Albania

Loca¹

2014

AJIS

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Section: Introductionmentioning

confidence: 99%

Microfinance Market Diagnoses and Beneficiaries Impact - Case of Albania

Loca¹

2014

AJIS

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“…In the case of Amanah Ikhtiar Malaysia (AIM), it was started as an applied research project and then was institutionalized as a registered private trust in 1987. AIM, the most active NGO, provides financial services to about 82% of the total poor and hardcore poor households in Malaysia [15]. The institution uses group-based Grameen Bank (a Bangladeshi microfinance organization) model.…”

Section: Findings and Discussionmentioning

confidence: 99%

The Roles of Non-State Actors in Eradicating Poverty in Malaysia

Hussin

Salleh

Hehsan

et al. 2018

IOP Conf. Ser.: Earth Environ. Sci.

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Abstract:The economic crisis further affects those with low incomes. While the most affected are the indigents in rural areas, the poor in urban areas are also not spared. Those in the urban area face a challenging life even though the economic scenario favours those living in the city. The urbanization rate increased rapidly with 63 percent of the population now live in urban areas, while the rate of poverty in urban areas continues to rise as per the cost of living, low income and issues. To further eradicate poverty, the government has implemented several poverty eradication programs in cities, which include welfare assistance and house rental payment. Aid was also given from the government agencies and those in private to eradicate poverty further. Among the agencies involved in combating urban poverty is Ikhtiar Malaysia, Islamic Relief, Poverty Eradication Foundation (YBK), the Selangor Zakat Board (LZS) and so on. Thus, the role and mobilization efforts of the NGOs are significant in aiding and abetting the government to eradicate poverty in Malaysia.

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“…HEPM is a complex model and has some limitations. Many researchers who quoted this model have labelled it as a difficult appraisal model that offers a fuller image for the impact of microfinance (Al Mamun, Abdul Wahab, & Malarvizhi, 2011;Al Mamun, Abdul Wahab, & Malarvizhi, 2010;Gobezie & Garber, 2007;Hulme, 1997Hulme, , 2000Jacobsen, Marshak, Ofori-Adjei, & Kembabazi, 2006). Hulme (1997) pointed out major application restrictions of this model like complexity in experiment, higher cost requirement, sophisticated analytical skills and time consuming.…”

Section: Modified Household Economic Portfolio Model (M -Hepm)mentioning

confidence: 99%

Impact of Microfinance on Poverty: Qualitative Analysis for Grameen Bank Borrowers

Aslam¹,

Kumar²,

Sorooshian³

2019

IJFR

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Poverty is economic, social, political and even moral issue all over the world. Microfinance has been designed to eliminate poverty and may help marginal people to materialize their dreams. Microfinance has been formalized primarily in Bangladesh with this concept. Grameen Bank (GB) has been serving large number of people below poverty level here. Initially, microfinance institutions have been supported by the Government or Donor assuming its positive impact on borrowers. However, ambiguous impacts have been reported in several studies that make microfinance questionable. Therefore, this study intent to measure the impact of microfinance on GB borrowers through the process of qualitative changes in borrowers lives. The process has been measured by some case studies for participant and non-participant borrowers using Modified Household Economic Portfolio Model (M -HEPM). Our qualitative analysis shows that microfinance makes positive changes in the process of borrowers lives observed through financial and activity diaries of the borrowers.

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Impact of Amanah Ikhtiar Malaysia’s Microcredit Schemes on Microenterprise Assets in Malaysia

Cited by 21 publications

References 6 publications

Microfinance Market Diagnoses and Beneficiaries Impact - Case of Albania

Microfinance Market Diagnoses and Beneficiaries Impact - Case of Albania

The Roles of Non-State Actors in Eradicating Poverty in Malaysia

Impact of Microfinance on Poverty: Qualitative Analysis for Grameen Bank Borrowers

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