Smart technologies have recently come under scrutiny for automating inequality. Given the current push towards developing and implementing smart cities policies that afect transportation systems in places like Kampala and Kigali, it is important to examine how the diferent modes of transportation meet the needs of diverse passengers and identify opportunities for technology to address any inequities. Prior studies have focused on the impact of informal public transportation on government policy and examined drivers' perspectives, but they largely overlooked the experiences of passengers and other industry stakeholders. In this study, we conducted interviews and surveys with public transportation riders with diferent disabilities as well as other stakeholders, including transport and fnancial technology creators. Our fndings illuminate inequities in the transportation system surrounding discrimination and harassment, infuence of ability on preferred transportation modes despite inaccessible interfaces, and infuence of perceived social hierarchical structures on innovation. We present insights into how passengers appropriate technology to overcome challenges, and we uncover opportunities for technology to fll additional gaps. Lastly, we discuss how these fndings support emergent frameworks such as aspiration-based design, and we present potential envisioned futures of technology for informal public transportation.