How the Covid-19 Crisis Is Affecting Customers’ Intention to Use Islamic Fintech Services: Evidence From Indonesia

Nurfadilah, Dety; Samidi, Sudarmawan

doi:10.21098/jimf.v7i0.1318

Cited by 16 publications

(11 citation statements)

References 58 publications

(80 reference statements)

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“…Therefore, sharia FinTech actors can improve competence, integrity, security, and policies so that more and more MSME players want to use or adopt sharia FinTech as a source of funding. This study also shows the same results as other studies examining trust in the adoption of Islamic FinTech such as research by Liyana and Hasimi (2020), Nurfadilah andSamidi (2020), andSa'diyah (2021).…”

Section: Discussionsupporting

confidence: 87%

Analysis of Perceived Usefulness, Perceived Ease of Use, Trust, And Sharia Financial Literature on The Adoption of Sharia Fintech By MSMEs

Hasyim

Hanif

Anggraeni

2022

ajeks

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The purpose of this study is to analyze consumer intentions to use Sharia FinTech services. This study uses a quantitative descriptive approach to the population, namely SMEs in Bandar Lampung through the sampling technique using simple random sampling with random sampling regardless of the level of the research population. Furthermore, the sample calculation in this study uses the Slovin technique and hypothesis testing using SPSS 22. The results show that Perceived Usefulness, Trust, Islamic Financial Literacy, and all independent variables simultaneously have an influence on the adoption of Islamic FinTech by SMEs. Meanwhile, Perceived Ease of Use has no influence on the adoption of Islamic FinTech by MSMEs. The Islamic Financial Literacy variable has the greatest influence among the independent variables in this study. Keywords: Sharia FinTech, Technology Acceptance Model (TAM), and Perceived Usefulness

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Section: Discussionsupporting

confidence: 87%

Analysis of Perceived Usefulness, Perceived Ease of Use, Trust, And Sharia Financial Literature on The Adoption of Sharia Fintech By MSMEs

Hasyim

Hanif

Anggraeni

2022

ajeks

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“…Meanwhile, the empirical researches using quantitative approach are limited on analysis of factors determining Islamic FinTech users' intention. Most of those researches are conducted in Indonesia (Darmansyah et al, 2020;Purwantini et al, 2020) COPY whereby Nurfadilah & Samidi (2021) restricted their investigation during the period of COVID. Niswah et al, (2019) and Sulaeman (2021) focused their research on what drove people in adopting FinTech platform for charity and crowdfunding.…”

Section: Copymentioning

confidence: 99%

Mapping Islamic Fintech Research: A Bibliometric Analysis

Fajri¹,

Lahuri²,

Umam³

2023

Preprint

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FinTech has currently been used by people around the world for the better transactions process. Islamic Finance Industry need to create a proper Islamic FinTech that can meet the Muslim demand. Many researches have been conducted however, they are still limited. Therefore, it is necessary to conduct further studies using comprehensive analysis tool to better develop Islamic FinTech. This study aims to discover bibliographic keywords and research flow in Islamic FinTech studies. Furthermore, it aims to suggest some directions for future researches. The data is collected from Google Scholar database using Publish or Perish, while bibliometric analysis is conducted using VOSviewer. It is revealed that blockchain, bank, application, COVID and intention are the most used keywords in researches. The existing literature is grouped into four discussions, discussions on FinTech in Islamic Finance Industry, the use of blockchain technology, the analysis of behavior of Islamic FinTech users and the model development of Islamic FinTech and its roles in economy. And based on these results, some directions for future research can be resulted. The future research can be done on the measures in addressing issues in implementing FinTech in Islamic Finance Industry, empirical analysis of the implications of successful blockchain implementation, behavioral changes of consumption in Islamic FinTech users and the effect of Islamic FinTech on Islamic Finance growth as well as macroeconomic variables.

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“…Currently, digital methods are not only used to make commercial transaction, but also for social purposes. Specifically, in the context of Islamic philanthropy, many previous studies have attempted to capture the behaviour of people who donate through digital financial platforms or applications (Niswah et al, 2019;Nurfadilah & Samidi, 2021;Sulaeman, 2021), adopting TAM to investigate the factors that could influence an individual's decision to make social donations using financial technology. Because Retail CWLS is included in the category of social investment, the use of TAM is considered appropriate and relevant by integrating other constructs into the development of a research model, which is the novelty of this research.…”

Section: Technology Acceptance Model (Tam)mentioning

confidence: 99%

Muslim Intention to Participate in Retail Cwls: The Test of Mediation and Moderation Effects

Berakon

Mutmainah

Qoyum

et al. 2022

JIMF

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Cash Waqf-Linked Sukuk (CWLS), which integrates cash waqf instruments and sovereign Sukuk, is an innovative Islamic investment product with social and spiritual dimensions. This study investigates public intention to participate in Retail CWLS (SWR) using the Technology Acceptance Model (TAM) framework with the addition of other relevant constructs. An online survey was conducted using the purposive sampling technique and involved 130 respondents. The data were analysed using Partial Least Squares Structural Equation Modeling (PLS-SEM) supported by WarpPLS. The results indicate that Perceived Ease of Use (PEOU), Perceived Usefulness (PU), Perceived Transparency (PT), and Trust in the Indonesian Waqf Board and Waqf Institutions have a significant positive effect on individual Intention to participate in Retail CWLS. Furthermore, this study reveals that Trust could partially mediate the relationship between PU and individual Intention. However, Religiosity fails to moderate the relationship between PU and individual Intention to purchase SWR. The study also demonstrated other complementary statistical outputs such as split-sample, non-linear relationships among latent variables, effect size, and the Q-squared coefficient to ensure that the processed data were robust. Also, this finding indirectly implies that CWLS is not only targeted at the Muslim community but also for general investors from other religions and beliefs.

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How the Covid-19 Crisis Is Affecting Customers’ Intention to Use Islamic Fintech Services: Evidence From Indonesia

Cited by 16 publications

References 58 publications

Analysis of Perceived Usefulness, Perceived Ease of Use, Trust, And Sharia Financial Literature on The Adoption of Sharia Fintech By MSMEs

Analysis of Perceived Usefulness, Perceived Ease of Use, Trust, And Sharia Financial Literature on The Adoption of Sharia Fintech By MSMEs

Mapping Islamic Fintech Research: A Bibliometric Analysis

Muslim Intention to Participate in Retail Cwls: The Test of Mediation and Moderation Effects

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