Financial literacy is the knowledge and understanding of financial concepts and risks, and the skills, motivation and confidence to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in economic life. This research goals are to gain the design for a learning program that is aligning fiqh mu'āmalāt and financial literacy. We used research and development approach with four-D model that is reduced into three stages: define, design, and develop. It was gained a syllabus that is completed by lesson plan, student worksheets, and assessment instrument as well, that is validated by experts and practitioners and reliability counted based on test. The final test of these educational ideas are in learning implementation. The implementation of this program is not carreid out yet.
Riset ini bertujuan untuk mendapatkan desain untuk program pembelajaran yang menyelaraskan fiqh mu'āmalāt dan literasi finansial. Kami menggunakan pendekatan research and development model four-D yang direduksi menjadi tiga tahap: mendefinisikan, merancang, dan mengembangkan. Diperoleh hasil berupa silabus yang dilengkapi oleh rencana pembelajaran, lembar kerja siswa, dan instrumen penilaian, yang divalidasi oleh para pakar dan praktisi serta keandalan dihitung berdasarkan uji coba.
Roasting profile has been considered as one of important factors governing the quality of coffee. Kintamani coffee is popular because it has strong notes of citric acid and brown sugar sweet. Those sensory characteristics are attributed by different roasting profiles and brewing methods. Cold brew is a coffee brewing method that brews coffee in cold, full immersion or slowly dripping within 16 up to 24 hours of extraction. Unlike hot brewing techniques which are more commonly used, cold brewing is less popular due to its complexity. In this current study, the sensory attributes of cold brew coffee will be compared to that of French Press (hot brew) coffee by applying RATA (Rate-All-That-Apply) method. The result shows that lightroasted Kintamani is more fruity (flavor) and acidic (taste and flavor) than that of dark-roasted. Meanwhile the dark-roasted Kintamani is more roasty (flavor), more bitter (taste) and thicker. In terms of brewing techniques, hot brewing tends to enhance the thickness, acid taste/flavor and bitter taste. Those sensory perceptions are attributed to higher caffeine, total phenolic content and lower pH of hot brewed coffee. On the other hand, cold brewing tends to enhance sweet flavor and balance taste.
Penelitian ini bertujuan untuk menganalisis pengaruh citra universitas terhadap keputusan mahasiswa memilih studi di Universitas Islam Bandung. Penelitian ini menggunakan pendekatan kuantitatif dengan tipe penelitian eksplanatori. Sampel penelitian berjumlah 388 responden dan diolah secara statistik dengan metode regresi linier sederhana. Hasil penelitian menunjukkan citra universitas berpengaruh terhadap keputusan mahasiswa memilih studi. Temuan tersebut menunjukkan bahwa institusi pendidikan tinggi harus bersaing melalui citra yang dibentuknya. Hal ini terlihat dengan mengukur citra universitas yang dirasakan dan dilihat oleh mahasiswa. Beberapa penelitian menunjukkan bahwa secara umum citra perusahaan penting bagi perusahaan untuk menarik dan mempertahankan pelanggan
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