“…However, as Treiblmaier and Pollach (2011:p.15) argue that "personalisation does not necessarily produce the favourable results companies may expect" but rather highlight the issue of privacy. Likewise, many studies suggest that personalisation has provoked privacy concerns amongst online users which consequently challenge its acceptance in online environments (Bardaki and Whitelock, 2004;Kobsa, 2002;Kobsa, 2007;Kobsa and Schreck, 2003;Teltzrow and Kobsa, 2004;Treiblmaier and Pollach, 2011). Similarly, Kumar, Varma and Sureka (2011) argue that "maintaining the individual privacy is a great challenge" which also echoes Treiblmaier and Pollach (2011) who argue that the "debate about the trade-off between personalisation and user privacy will continue " (p.15).…”