How Covid-19 impacts the financing in SMEs: Evidence from private firms

Yao, Zhigang; Yao, Liu

doi:10.1016/j.eap.2023.06.036

Cited by 15 publications

(8 citation statements)

References 45 publications

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“…Nuestros hallazgos coinciden con investigaciones más recientes, donde se observa que las empresas de menor tamaño fueron las más vulnerables (Yao y Liu, 2023;Kifle et al, 2023, y Gutiérrez et al, 2023. Yao y Liu (2023) destacan que las pymes más pequeñas fueron las más afectadas, especialmente en su financiamiento.…”

Section: Discussionunclassified

Impacto del COVID-19 en la liquidez de las mipymes restauranteras: Caso Cancún, Quintana Roo, México.

Chi Poot,

Villegas López,

Guillén Arguelles

2024

Revista RELAYN

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El objetivo de la investigación fue evaluar el impacto del COVID-19 en la liquidez de las mipymes del sector restaurantero ubicadas en el primer cuadro de la ciudad de Cancún, clasificándolas según su tamaño. El enfoque del estudio fue cuantitativo, de alcance descriptivo y correlacional con diseño no experimental de tipo transeccional. La muestra se integró por 260 directivos. Los datos se recolectaron de marzo a abril de 2021 mediante un cuestionario. La prueba ácida reportó que sólo 6.5 % de empresas tuvieron problemas de liquidez. Se concluye que existe una relación negativa baja entre la liquidez de las mipymes y su tamaño durante la pandemia. Abstract The aim of this research was to evaluate the impact of COVID-19 on the cash flow of the MSME restaurant sector located in the central area of the city of Cancún. These restaurants were classified by their size. The study’s approach was quantitative, with a descriptive and correlational scope, using a non-experimental cross-sectional design. The sample consisted of 260 directors. With the use of a questionnaire, data were collected from March through April 2021. The acid test reported that only 6.5% of the companies had cash flow issues. It is concluded that there is a low negative relationship between MSMEs and their size during the pandemic.

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Section: Discussionunclassified

Impacto del COVID-19 en la liquidez de las mipymes restauranteras: Caso Cancún, Quintana Roo, México.

Chi Poot,

Villegas López,

Guillén Arguelles

2024

Revista RELAYN

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“…The price set by the middleman is the cause of this. This condition has an impact on the amount of rupiah receiving family income, so many residents have to change their source of livelihood to increase income, one of which is doing cassava processing business (Yao & Liu, 2023). In addition, the income from this business has begun to be felt and replaced the results of cassava sales carried out by farmers and even able to absorb residents' agricultural products at reasonable prices.…”

Section: Literature Review Sustainable Livelihood Approachmentioning

confidence: 99%

Exploring the Untapped Potential: The Role of Local Resources in Fostering Modern Village Businesses

Et al.

2023

tjjpt

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Modern villages are innovative sources of economic growth, harnessing the untapped potential of local resources to drive sustainable development. This study explores the dynamic interplay between local resources and the establishment of modern businesses in Pandansari Lor Village. By adopting a qualitative approach and using interviews and field observations, the research uncovers the distinct local resources that play a pivotal role in the community's economic transformation. The findings demonstrate the significance of natural resources, cultural heritage, and traditional knowledge as drivers of entrepreneurial initiatives, paving the way for the modernization of village businesses. The study not only contributes to the academic literature on rural development, but also provides valuable insights for policymakers and local communities seeking to leverage their inherent resources for sustainable economic growth and community well-being.The development of local resource management today shows that the community already has a tradition to do business, in the form of opening cafes around Coban Jahe waterfall and the cassava processing industry that already has a market outside the village. Industrialization must be based on the local potential of the village, namely processed cassava, and coconut with various variants of product diversification. Village industrialization is carried out in two ways, first the development of various appropriate technologies in the form of production machines to increase the processing capacity of cassava, coconut, and herbal plants, and second, digital technology and automationfor water resources management, namely Hippam management and fish farming. This industrialization process is very important for increasing village production capacity, village product quality and tourism village branding in the future. The development of village industry will be able to accelerate the realization of a modern tourism village.

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“…Recent studies have highlighted the role of financial technology (FinTech) in improving the ability of financial institutions to collect and process information related to SMEs, reducing information asymmetry and transaction costs (Yao & Liu, 2023). Digital finance has also been found to ease financial constraints and reduce the risk of bankruptcy for SMEs (Gao & Ren, 2023).…”

Section: Introductionmentioning

confidence: 99%

Does ROE Moderate the Impact of Temporary Shirkah Funds on SMEs Financing in Indonesia?

Arisnawati

2024

SJEKI

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This study investigates the impact of temporary shirkah funds on the financing of Small and Medium Enterprises (SMEs) in Indonesia, using Bank Syariah Indonesia (BSI) as a sample. The Return on Equity (ROE) is utilized as a moderating variable. Employing a quantitative approach, secondary data was collected from BSI’s quarterly reports on the Indonesia Stock Exchange for the period of 2019-2021. The data was analyzed using Moderated Regression Analysis (MRA) with the Eviews 9 application. The results indicate that temporary syirkah funds have a significant partial effect on SMEs financing. However, ROE does not moderate the relationship between temporary syirkah funds and SMEs financing in BSI. These findings provide valuable insights for future researchers to further explore SME financing and highlight the importance of government support for Islamic banks in their efforts to finance SMEs, given the crucial role these enterprises play in the real sector and in bolstering the Indonesian economy. This study contributes to the growing body of literature on Islamic finance and SME financing, offering practical implications for policymakers and Islamic financial institutions.========================================================================================================ABSTRAK – Apakah ROE Memoderasi Pengaruh Dana Syirkah Temporer terhadap Pembiayaan UKM di Indonesia? Penelitian ini mengkaji pengaruh dana syirkah temporer terhadap pembiayaan Usaha] Kecil dan Menengah (UKM) di Indonesia dengan sampel pada Bank Syariah Indonesia (BSI) sementara Return on equity (ROE) dijadikan sebagai variabel moderasi. Menggunakan pendekatan kuantitatif, data penelitian dikumpulkan dari laporan triwulanan BSI di Bursa Efek Indonesia (BEI) untuk periode 2019-2021. Data dianalisis menggunakan Moderated Regression Analysis (MRA) dengan aplikasi Eviews 9. Hasil penelitian menunjukkan bahwa dana syirkah temporer memiliki pengaruh parsial yang signifikan terhadap pembiayaan UKM, tetapi ROE tidak memoderasi hubungan antara dana syirkah temporer dengan pembiayaan UKM di Bank Syariah Indonesia. Temuan ini dapat menjadi dasar bagi peneliti selanjutnya untuk lebih mengeksplorasi pembiayaan UKM dengan fokus urgensi dukungan pemerintah bagi bank syariah dalam pembiayaan UKM, mengingat peran penting yang dimainkan oleh usaha-usaha ini di sektor riil dan dalam mendorong perekonomian Indonesia. Studi ini berkontribusi terhadap pengembangan literatur tentang keuangan syariah dan pembiayaan UKM, memberikan implikasi praktis bagi pembuat kebijakan dan lembaga keuangan syariah.

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How Covid-19 impacts the financing in SMEs: Evidence from private firms

Cited by 15 publications

References 45 publications

Impacto del COVID-19 en la liquidez de las mipymes restauranteras: Caso Cancún, Quintana Roo, México.

Impacto del COVID-19 en la liquidez de las mipymes restauranteras: Caso Cancún, Quintana Roo, México.

Exploring the Untapped Potential: The Role of Local Resources in Fostering Modern Village Businesses

Does ROE Moderate the Impact of Temporary Shirkah Funds on SMEs Financing in Indonesia?

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