Framing the Human Capital Investment Decision: Examining Gender Bias in Student Loan Borrowing

Bartholomae, Suzanne; Kiss, Elizabeth; Jurgenson, Jesse B.; O’Neill, Barbara; Worthy, Sheri Lokken; Kim, Jinhee

doi:10.1007/s10834-018-9603-6

Cited by 9 publications

(3 citation statements)

References 26 publications

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“…These findings support work from New Zealand (Tumen and Shulruf, 2008) and the United States (Waddell and Singell, 2011) suggesting that increased student debt is not a discouraging factor and is, indeed, an effective vehicle for access among higher need students (Yezdani, 2015). An experiment conducted recently by Bartholomae et al. (2019) that explicitly tested the gender effect in student debt borrowing decisions also found no significant gender differences.…”

Section: Review Of the Literaturementioning

confidence: 90%

Women pay their way on income contingent student debt

West

2019

Policy Futures in Education

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Does the gender pay gap affect women’s ability to repay their student debt? This study investigates the extent to which an income contingent scheme benefits women because of their individual earnings. Using the Australian Household, Income, and Labour Dynamics in Australia Survey, gender differences in debt repayment behaviour over the past two decades was examined. The regression model comprised interaction terms including risk-averse, low socio-economic status, low wealth and low income. The industries where the majority of women are employed – education and health – were also examined. It was found that over 2002–2014, women generally had less student debt than men, but those who were low income carried more debt. This is the first study to include an analysis of student debt by industry through a gender lens. Given the increasing amount of student debt Australians are carrying, it is important for policymakers to pay attention to its effects to ensure fairness and equity.

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Section: Review Of the Literaturementioning

confidence: 90%

Women pay their way on income contingent student debt

West

2019

Policy Futures in Education

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“…Another recommendation to the development of future research is in accordance with Bartholomae et al (2019), who consider an experimental environment of investment decisions in human capital, which is to include qualitative components, such as gender biases, in this kind of research, in a way that seeks to explain the respondents' attitudes regarding the decision-making in risky conditions and in scenarios that involve uncontrolled debt. In this context, the inclusion of noneconomic factors in future experiments, such as meeting new people, expansion of network, acquisition of new skills, factors that reflect a realistic world in a simulation context, because the investments in personal growth does not bring only financial benefits, must be considered.…”

Section: Directions For Future Researchmentioning

confidence: 99%

Behavioral Finance Experiments: A Recent Systematic Literature Review

2020

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This article aims to elaborate a systematic literature review (SLR) on the subject of experiments in behavioral finance, including papers published between 2014 and 2018. Methodology involved the careful selection of articles published in Web of Science and Scopus databases, and bibliometric analysis was applied. Final sample included 60 articles, the Journal of Behavioral Finance was the most productive journal and the majority of the 152 authors worked in the Americas. For cocitation, important authors, such as Kahneman and Tversky and Barber and Odean were among the most cited and with greater relational ties. For bibliographic coupling, Bursztyn et al. and Bigelow et al. were the most cited, whereas Kadous et al. presented more relational ties. The research contribution lies in the application of the SLR to a growing research area, allowing to know the most relevant subjects, articles, journals, authors, and countries in the area nowadays.

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“…U.S. student loan debt is estimated at nearly $1.6 trillion (Bartholomae et. al., 2019) and more than 1 million borrowers default each year (Federal Student Aid, 2018).…”

Section: Student Loan Defaultsmentioning

confidence: 99%

NCSBN’s Environmental Scan A Portrait of Nursing and Healthcare in 2020 and Beyond

2020

Journal of Nursing Regulation

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Journal of Nursing Regulation provides a worldwide forum for sharing research, evidence-based practice, and innovative strategies and solutions related to nursing regulation, with the ultimate goal of safeguarding the public. The journal maintains and promotes National Council of State Boards of Nursing's (NCSBN's) values of integrity, accountability, quality, vision, and collaboration in meeting readers' knowledge needs. Manuscript Information The Journal of Nursing Regulation accepts timely articles that may advance the science of nursing regulation, promote the mission and vision of NCSBN, and enhance communication and collaboration among nurse regulators, educators, practitioners, and the scientific community. Manuscripts must be original and must not have been nor will be submitted elsewhere for publication. See www.journalofnursingregulaton.com for author guidelines and manuscript submission information.

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Framing the Human Capital Investment Decision: Examining Gender Bias in Student Loan Borrowing

Cited by 9 publications

References 26 publications

Women pay their way on income contingent student debt

Women pay their way on income contingent student debt

Behavioral Finance Experiments: A Recent Systematic Literature Review

NCSBN’s Environmental Scan A Portrait of Nursing and Healthcare in 2020 and Beyond

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