Financial Literacy – The Urgent Need Today

Mihalčová, Bohuslava; Csikósová, Adriana; Antošová, Mária

doi:10.1016/j.sbspro.2013.12.464

Cited by 30 publications

(26 citation statements)

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“…Rendahnya tingkat melek keuangan adalah masalah di seluruh dunia. (Mihalcova, et al, 2014). Berdasarkan permasalahanpermasalahan yang telah dijelaskan sebelumnya, maka peneliti tertarik untuk melakukan pengabdian kepada masyarakat dengan judul "Sosialisasi dan Edukasi Literasi Keuangan untuk Warga Aisyiyah Kabupaten Sukoharjo Guna Mengurangi Perilaku Konsumtif Pada Remaja dan Anak-anak".…”

Section: Tujuanunclassified

“…Tujuan akhir pendidikan keuangan adalah memberikan pengarahan kepada anak dan remaja sehingga mereka dapat membuat keputusan yang tepat dan bertanggung jawab atas keputusan mereka berdasarkan situasi dan pengelolaan keuangan mereka saat ini yang menunjukkan pengelolaan keuangan yang sedemikian rupa agar tidak menjadi beban bagi keluarga atau masyarakat sekitar. Terdapat beberapa metode dalam memberikan pendidikan keuangan (Mihalcova, Csikosva, & Antosone, 2014), hal tersebut antara lain adalah sebagai berikut: 1. Pendidikan keuangan dalam kurikulum sekolah formal (taman kanakkanak, sekolah dasar, sekolah menengah, institusi pendidikan tinggi Sukoharjo untuk menumbuhkembangkan pengetahuan dan pemahaman mengenai edukasi literasi keuangan serta kemampuan dalam mengelola keuangan dengan baik.…”

Section: Metode Pelaksanaanunclassified

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Sosialisasi dan Edukasi Literasi Keuangan Untuk Warga ‘Aisyiyah Kabupaten Sukoharjo Guna Mengurangi Perilaku Konsumtif Pada Remaja dan Anak-Anak

Sari¹

2019

JIPEMAS

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People who are financially literate are people who have the attitudes, skills and knowledge to manage one's finances to meet financial goals that help achieve life goals. In fact, the majority of the citizens of 'Aisyiyah in Sukoharjo Regency have children who are extravagant or consumptive, like to follow trends, and are less able to prioritize their needs than their desires so that they cannot understand and apply financial literacy in life daily. Based on the conditions experienced by residents of Aisyiyah, Sukoharjo Regency, there is a need for financial education and outreach for adults to be able to be applied to their children. The education and socialization program provided is expected to reduce consumptive behavior in children and provide benefits to the residents of the community 'Aisyiyah Sukoharjo Regency to develop knowledge and understanding of financial literacy education and the ability to manage finances well.

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Section: Tujuanunclassified

Section: Metode Pelaksanaanunclassified

Sosialisasi dan Edukasi Literasi Keuangan Untuk Warga ‘Aisyiyah Kabupaten Sukoharjo Guna Mengurangi Perilaku Konsumtif Pada Remaja dan Anak-Anak

Sari¹

2019

JIPEMAS

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“…Financial literacy is playing important role recently (Mihalčová, Csikósová, & Antošová, 2014). People have to manage their daily life, including spending, saving, and investing through a dynamic innovative of financial products and services.The increasing number of capital market financial instruments, requires each individual to know and understand each of their products.…”

Section: Introductionmentioning

confidence: 99%

Financial literacy and capital market literacy among students

Hamidah¹,

Buchdadi²

2019

Proceedings of the 1st International Conference on Education Social Sciences and Humanities (ICESSHum 2019)

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This study aims to analyze the level of financial literacy and capital market literacy among the student in Jakarta, Indonesia. The respondents are 394 bachelor degree student in which already learnt about introduction to financial management. The findings found that the knowledge level of financial literacy as well as capital market literacy are in medium level. The students only have the average scores (61%) for financial literacy and lower average score for capital market literacy (53%). These findings could be the evidence for the ministry of education to improve the curriculum or the way to introduce the financial literacy in Indonesia for enhancing the quality of human resources of Indonesia.

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“…The last one focusses our attention in this paper. Financial literacy can be characterized by the ability to use knowledge, skills and experience of an individual to make appropriate management decision of their http://mmi.fem.sumdu.edu.ua/en finances to provide life-long financial security for themselves and their families (Mihalcova et al, 2014). Therefore, it means having the ability to understand primary financial products people deal with in their everyday lives that considerably affect their economic situation and welfare.…”

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confidence: 99%

“…Financial education should enable individuals to develop their decision-making competencies related to money, dealing with it as well as with the risks of its investment (Mihalcova et al, 2014). However, people are not generally interested in learning.…”

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confidence: 99%

Management of Innovations in Finance Education: Cluster Analysis for OECD Countries

Mihalčová

Gallo

Lukáč

2020

MMI

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Financial literacy and financial education is a concept that helps people in orientation in both the financial markets and the area of personal finances. Financial literacy can be acknowledged through financial education. Financial education should enable individuals to develop their decision-making competencies. It includes issues such are the understanding of money, how to deal with them within the risk of their investment. The issue of financial literacy for primary and secondary school students has been monitored over a long time through several evaluations. In this case, it is very well known the PISA rating, which was lastly performed in the first half of 2018. It represents the ability of how to use skills and knowledge in managing one’s financial resources while achieving maximum prosperity. Financial education should enable individuals to develop their decision-making competencies related to money. The paper aims to perform a cluster analysis based on the data available from the PISA 2015 measurement in selected OECD countries. The analysis represents results in a cluster of countries. The study analysed of financial literacy 15-year-olds students. The study observed similar research results in both the area of financial literacy and mathematical literacy. From the selected PISA 2015 test results applied through cluster analysis, we decided that the Slovak students were placed in a cluster together with students from Spain, Chile and Lithuania. The study observed the quality of vocational education and training is criticized mainly by employers because the area of education is inadequately responsive to labour market needs. Employee stress that it is inadequately linked to practice. Vocational training is inadequate compared to general schools. The methodology we recommend should also be applied to the results of the PISA 2018 evaluation, which are not yet available to the public. We would like to address this issue in future. The cluster analysis helps to reveal competitiveness in the area of financial literacy. The results of our research within Slovak students were based on a similar level of financial literacy among Slovak pupils as in Spain, Chile and Lithuania. Keywords cluster analysis, financial literacy, PISA, pupils, OECD countries, Slovakia.

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Financial Literacy – The Urgent Need Today

Cited by 30 publications

References 0 publications

Sosialisasi dan Edukasi Literasi Keuangan Untuk Warga ‘Aisyiyah Kabupaten Sukoharjo Guna Mengurangi Perilaku Konsumtif Pada Remaja dan Anak-Anak

Sosialisasi dan Edukasi Literasi Keuangan Untuk Warga ‘Aisyiyah Kabupaten Sukoharjo Guna Mengurangi Perilaku Konsumtif Pada Remaja dan Anak-Anak

Financial literacy and capital market literacy among students

Management of Innovations in Finance Education: Cluster Analysis for OECD Countries

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