Financial literacy mediates the effect between verbal intelligence and financial anxiety

Gignac, Gilles E.; Gerrans, Paul; Andersen, Camilla

doi:10.1016/j.paid.2022.112025

Cited by 15 publications

(5 citation statements)

References 39 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Financial literacy is a vital element of investment activities. People can avoid investment fraud, and it is a form of knowledge about financial terms, concepts, and construction (Gignac et al, 2023;Gignac, 2023). Financial literacy can also function as investor protection (Sun et al, 2020).…”

Section: Discussionmentioning

confidence: 99%

The Effect of Financial Literacy on the Ability to Detect Investment Fraud

Nursanti,

Trinugroho

2024

IJSSRR

View full text Add to dashboard Cite

The financial sector has been increasingly digitized over the last few years, and the volume of fraudulent operations has also increased, which can have severe consequences. People's digital lives are growing along with the proliferation of the internet and other digital media, giving rise to increasingly sophisticated forms of fraud as a result of the increasing availability of various financial services, which of course will be detrimental to potential investors who want to develop their businesses due to their very minimal knowledge of finance. This study aims to examine the effect of financial literacy on the ability to detect investment fraud, with the moderating variables of gender, age, and level of education. With a sample of 400 residents living in Greater Solo, this study used simple linear regression analysis and Moderated Regression Analysis (MRA). Based on the results and discussion of the above research, financial literacy has a positive and significant effect on the ability to detect investment fraud. In addition, the factors of gender, age, and education have no significant effect on moderating the effect of financial literacy on the ability to detect investment fraud.

show abstract

Section: Discussionmentioning

confidence: 99%

The Effect of Financial Literacy on the Ability to Detect Investment Fraud

Nursanti,

Trinugroho

2024

IJSSRR

View full text Add to dashboard Cite

show abstract

“…(Lusardi et al, 2010) menyatakan bahwa mahasiswa sebagai generasi muda tidak hanya akan menghadapi kerumitan yang akan semakin meningkat dalam produk-produk keuangan, jasa, dan pasar, tetapi mereka lebih cenderung harus menanggung risiko keuangan di masa depan yang lebih dari orang tua mereka alami. Pentingnya literasi keuangan yaitu bisa berperan penting terhadap kecemasan keuangan yang dimiliki (Gignac et al, 2023). Dalam hal ini literasi keuangan akan menjadi sangat penting, sehingga mengelola keuangan akan menjadi hal yang awam dan dapat mengatasi permasalah keuangan pribadinya.…”

Section: Pendahuluanunclassified

Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan Mahasiswa

Hidajat,

Tegar Wardhana

2023

JOEB

View full text Add to dashboard Cite

Dalam era sekarang ini, mampu mengelola keuangannya sendiri sangatlah diperlukan. Tujuan dari penelitian ini adalah: 1. Untuk menguji pengaruh literasi keuangan terhadap pengelolaan keuangan mahasiswa. 2. Untuk menguji pengaruh sikap keuangan terhadap pengelolaan keuangan mahasiswa. Metode Penelitian ini merupakan jenis penelitian yang termasuk dalam jenis penelitian berdasarkan metodenya yaitu penelitian kuantitatif. Hasil penelitian ini yang menyatakan bahwa literasi keuangan berpengaruh positif literasi keuangan terhadap pengelolaan keuangan. Kesimpulan pada penelitian ini yaitu: 1. Terdapat pengaruh secara positif dan signifikan variabel literasi keuangan terhadap pengelolaan keuangan Mahasiswa. Artinya semakin tinggi literasi keuangan maka tingkat pengelolaan keuangan juga ikut meningkat. 2. Terdapat pengaruh secara positif dan signifikan variabel sikap keuangan terhadap pengelolaan keuangan mahasiswa.

show abstract

“…By summarizing the existing works of literature, we found that enrolling in a finance-related training program might yield multi-effects on college students, ranging from personal finance literacy (Rosacker & Rosacker, 2016;Gerrans, 2021;Zhou et al, 2022) and habits (Kaiser et al, 2022;Liu & Hua, 2021) to financial satisfaction (Gignac et al, 2023). Therefore, given the structure of China's HE and its FE curriculum design, we have developed the following research hypotheses:…”

Section: Research Hypothesesmentioning

confidence: 99%

Does enrolling in finance-related majors improve financial habits? A case study of China’s college students

Huang

Liao

Fan

et al. 2023

Asia Pacific Educ. Rev.

View full text Add to dashboard Cite

There is a growing awareness of the importance of financial management skills. However, few studies have systematically examined this topic in China’s current higher education (HE) system. In this study, we examine whether enrolling in a finance-related program, either as a degree program or as an elective, improves students’ financial literacy and habits. We conducted a mixed-method study with a sample of 1334 students from seven universities in central China. Multivariate regression, matching methods, and the inverse–probability–weighting methods were used for quantitative analysis. The results indicate that college students are generally dissatisfied with their financial situation. Enrolling in finance-related majors has little effect on improving students’ financial habits, despite a substantial improvement in their financial literacy. In the current HE system, there is a significant lack of personal finance management training. Therefore, curriculum design and field practices regarding students’ personal finance management skills should be introduced to enhance their financial habits.

show abstract

Financial literacy mediates the effect between verbal intelligence and financial anxiety

Cited by 15 publications

References 39 publications

The Effect of Financial Literacy on the Ability to Detect Investment Fraud

The Effect of Financial Literacy on the Ability to Detect Investment Fraud

Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan Mahasiswa

Does enrolling in finance-related majors improve financial habits? A case study of China’s college students

Contact Info

Product

Resources

About