Financial Behavior and Performance on Small and Medium Enterprises in Coastal Area of Medan City

Sadalia, Isfenti; Syahyunan,; Butar-Butar, Novi Andrani

doi:10.1088/1757-899x/180/1/012257

Cited by 5 publications

(6 citation statements)

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“…Changes in the financial behavior of SME owners cannot significantly improve the company's financial performance. This result does not support the research conducted by Advances in Economics, Business and Management Research, volume 201 (Hidayati et al, 2014;Sadalia et al, 2017)Hidayati et al (2014.…”

Section: Discussioncontrasting

confidence: 70%

Does Financial Behavior Mediate The Relationship Between Financial Literacy and Financial Experience Towards Financial Performance of Small Businesses?

Purwidianti¹,

Tubastuvi²,

Darmawan³

et al. 2022

Proceedings of the International Conference on Sustainable Innovation Track Accounting and Management Sciences (ICOSIAMS 2021)

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This study examines the effect of financial literacy and financial experience on financial performance using financial behavior as a mediator. One novelty of this research is to test the role of financial behavior as a mediating variable. The sample of this study was 91 SMEs located in Purwokerto, Indonesia. This study provides evidence of the positive effect of financial literacy on SMEs' financial behavior and financial performance. This study has not provided evidence of the mediating role of financial behavior on the relationship between financial literacy and financial experience on SME financial performance.

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Section: Discussioncontrasting

confidence: 70%

Does Financial Behavior Mediate The Relationship Between Financial Literacy and Financial Experience Towards Financial Performance of Small Businesses?

Purwidianti¹,

Tubastuvi²,

Darmawan³

et al. 2022

Proceedings of the International Conference on Sustainable Innovation Track Accounting and Management Sciences (ICOSIAMS 2021)

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“…Cognitive refers to how people. Financial management behavior of an individual is associated with their financial knowledge (Sadalia et al, 2017) Three main studied factors have an effect on the financial behavior, which are information, demography and cognitive bias (Srivastava & Banwet, 2016). Accessibility, content, quality and reliability of information about the company is an important criterion which affects investor decision.…”

Section: Introductionmentioning

confidence: 99%

The Effect of Financial Literacy and Financial Experience on SME Financial Behavior in Indonesia

Purwidianti

Tubastuvi

2019

JDM

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The aim of this study is to examine the effect of financial literacy and financial experience on SMEs financial behavior in Indonesia.The dependent variable is financial behavior while independent variables are financial literacy and financial experience. There are four control variables used, namely company size, business length, age and education level of SME owner. The respondent sample is 42 owners of SMEs in Purwokerto Selatan. This study used multiple regression analysis. The results showed that financial literacy has no effect on financial behavior. Financial experience has a positive effect on financial behavior. While among four control variables, only company size has a significant negative effect on financial behavior. Three control variables have no significant effect on financial behavior. The implication of this study, SME owners have good financial experience will increase financial behavior. Therefore, it is very important to improve the financial experience of SME owners

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“…Finance behavior is a paradigm in which various models are used to study financial markets. There are two perspectives on financial behavior, the first is cognitive psychology and the second is the limits of arbitration Sadalia et al (2017) . Humaira & Sagoro (2018) say that financial management behavior in a person can be seen in terms of psychology and individual behavior.…”

Section: Theoretical Frameworkmentioning

confidence: 99%

The Effect of Financial Literacy, Financial Knowledge, Financial Attitudes and Personality on Financial Management Behavior in MSME

Putri

Tubastuvi

Rahmawati

et al. 2023

BASKARA

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The research was conducted with the aim of examining the influence of financial literacy, financial knowledge, financial attitudes and personality on financial management behavior. The subjects in this examine were Micro, Small and Medium Enterprises (MSMEs) in Banyumas Regency with a population of 8,542 MSMEs and the sample in this observe was 159 MSMEs. Information were dissected the utilizing validity test, reliability test, descriptive analysis, classical assumption test, and multiple regression test. The study demonstrates that financial literacy, financial knowledge, financial attitudes, and personality traits have a significant and positive impact on financial management behavior. Based on this research, financial management behavior for MSME is very important, MSME must understand how important it is to understand financial literacy, financial knowledge, financial attitudes and personality. Thus, some Banyumas MSMEs have implemented good financial management behaviors and can be an example for other MSMEs.

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Financial Behavior and Performance on Small and Medium Enterprises in Coastal Area of Medan City

Cited by 5 publications

References 0 publications

Does Financial Behavior Mediate The Relationship Between Financial Literacy and Financial Experience Towards Financial Performance of Small Businesses?

Does Financial Behavior Mediate The Relationship Between Financial Literacy and Financial Experience Towards Financial Performance of Small Businesses?

The Effect of Financial Literacy and Financial Experience on SME Financial Behavior in Indonesia

The Effect of Financial Literacy, Financial Knowledge, Financial Attitudes and Personality on Financial Management Behavior in MSME

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