Financial and Social Efficiency on Indonesian Islamic Banks

Rusydiana, Aam Slamet; Marlina, Lina

doi:10.21098/jimf.v5i3.1154

Cited by 7 publications

(8 citation statements)

References 31 publications

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“…Namun demikian hal ini merupakan terobosan baru, relatif jika dibandingkan dengan penelitian-penelitian lainnya yang ada di dalam sampel penelitian ini. Rusydiana & Marlina (2019) telah juga mem-propose istilah baru yaitu social efficiency, dimana dalam hal ini perbedaannya terletak pada pemilihan variabel output yang mengarah ke arah aktivitas sosial, yaitu pembiayaan (financing) ke usaha kecil (small business) dan dana sosial (social fund). Mereka melakukan pemilihan variabel untuk social efficiency tersebut dengan merujuk dan memodifikasi dari paper penelitian Widiarto & Emrouznejad (2015) dan (Gutierrez-Goiria, San-Jose, & Retolaza, 2016) yang meneliti tentang social efficiency pada lembaga keuangan Microfinance.…”

Section: Gambar 2 Proporsi Pemilihan Objek Penelitianunclassified

Dinamika Pemilihan Variabel Input-Output Pada Penelitian Efisiensi Perbankan Syariah di Indonesia

Wahyudi¹,

Soemitra²

2022

ajeks

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Islamic banking is the backbone of a justice economy. Economic growth requires efficient Islamic banking, costly and profitly. This paper is a literature review that aims to investigate the dynamics of input and output variables in Islamic banking efficiency research in Indonesia. The sample data used were 65 journal papers selected purposively with the initial assistance of the Publish or Perish software. The time span of the publication year of the sample paper is 2007-2021. The analytical method used is bibliometric and content analysis. From the results of the analysis found the existence of dynamics in the selection of input and output variables in research on the efficiency of Islamic banking in Indonesia. There is a tendency for research on the efficiency of Indonesian Islamic banking that leads to the selection of approaches , certain input variables and output variables, namely the intermediary approach. Deposits, labor costs, fixed assets, operational costs, and total assets became the five main rankings of the input variables chosen by researchers throughout the year of publication. From the output point of view, financing and operating income are the two dominant variables that are often used. The selection of methods, approaches, and input-output variables of Islamic banking efficiency research is highly dependent on the level of preference of each researcher. In the end, there were at least two gaps that were found, which could become opportunities for future research on the efficiency of Islamic banking, namely: 1) not absorbing the elements of banking modernity, and 2) not touching the Islamic values that inherently becomes the face of Islamic banking in the implementation of daily operations. Keywords: Islamic banking, Literature review, Input variable, Output variable, Efficiency

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Section: Gambar 2 Proporsi Pemilihan Objek Penelitianunclassified

Dinamika Pemilihan Variabel Input-Output Pada Penelitian Efisiensi Perbankan Syariah di Indonesia

Wahyudi¹,

Soemitra²

2022

ajeks

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“…Several researches that have carried out applications for measuring efficiency in the Islamic banking industry in Indonesia can be found in research byHafez and Halim (2019); ; Rusydiana and Marlina (2019). Rusydiana and Sanrego (2018) have also conducted an analysis related to the framework for measuring the performance of Islamic banks in relation to the concept of efficiency.…”

Section: Tyas Rusydianamentioning

confidence: 99%

“…Based on the results of the analysis by Rusydiana and Marlina (2019), when viewed from the category of financial efficiency and social efficiency levels, Islamic banks that have high financial efficiency and social efficiency values consist of Bank Syariah Mandiri and BNI Syariah. Meanwhile, BRI Syariah is included in thequadrant with a low level of efficiency yet relatively high social efficiency.…”

Section: Tyas Rusydianamentioning

confidence: 99%

The Pre-Merger Efficiency of Banks: Evidence in Indonesia State-Owned Islamic Banks

Tyas¹,

Rusydiana²

2021

JEBIS

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In an effort to improve the development of the sharia economy in Indonesia, the Ministry of State-Owned Enterprises (BUMN) has decided to carry out a merger of BRI Syariah, Bank Syariah Mandiri, and BNI Syariah becomes Bank Syariah Indonesia. This merger plan is implemented to increase the share of the Islamic banking market so that it can compete with conventional banking. In order to be able to compete with conventional banking, Islamic banks must be able to have efficient performance and high productivity. This research is a quantitative study to analyze and compare the performance efficiency of BRISyariah, Bank Syariah Mandiri, and BNISyariah with the performance efficiency of ten conventional banks for the 2016-2019 periods using the Data Envelopment Analysis (DEA) method with five analysis models to obtain various considerations in preparing the merger plan. The estimation results show that if the three Islamic banks are merged, they will have inefficient performance with an efficiency score of 0.86. On the other hand, if only two Islamic banks are merged, namely BNISyariah and BRISyariah, it will produce perfect efficiency values.

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“…In the context of ASEAN Islamic banking, Nailah and Rusydiana (2020) recently investigated aspects of efficiency and stability using DEWA. Rusydiana and Marlina (2019) explored the financial and social efficiency of Indonesian Islamic banks using the DEA and Free Disposal Hull (FDH) methods. Previous studies have shown that topics related to efficiency, stability, and Islamic banking are still relevant.…”

Section: Related Literaturementioning

confidence: 99%

Dea Window Analysis for Indonesian Islamic Banks’ Efficiency

Rusydiana¹,

As-Salafiyah²

2021

JIMF

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This study measures the efficiency of Islamic banks in Indonesia using Data Envelopment Analysis (DEA) window methods for 14 Indonesia’s Islamic banks covering the period spanning from 2011 to 2020.. The results show that the efficiency of Islamic banks averages 80% and exhibits increasing trend over the period 2011-2020. Based on stability measures, which are standard deviation (SD), Long Distance per Window (LDW), Long Distance per Period (LDP), and Long Distance per Year (LDY), we find the efficiency of PT Bank BRI Syariah (BSI) and PT Bank Syariah Mandiri (BSI) to be relatively stable.

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Financial and Social Efficiency on Indonesian Islamic Banks

Cited by 7 publications

References 31 publications

Dinamika Pemilihan Variabel Input-Output Pada Penelitian Efisiensi Perbankan Syariah di Indonesia

Dinamika Pemilihan Variabel Input-Output Pada Penelitian Efisiensi Perbankan Syariah di Indonesia

The Pre-Merger Efficiency of Banks: Evidence in Indonesia State-Owned Islamic Banks

Dea Window Analysis for Indonesian Islamic Banks’ Efficiency

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