Farmers’ Behavioral Intention to Adopt Peer-To-Peer Lending Using UTAUT2 Approach

Septiani, Hera Laxmi Devi; Sumarwan, Ujang; Yuliati, Lilik Noor; Kirbrandoko,

doi:10.17358/jma.17.2.107

Cited by 3 publications

(1 citation statement)

References 16 publications

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“…Therefore, evaluative research is needed on the success or implementation of the Tani Card in the field when the Farmers' card is used by young farmers (less than 40 years old) and has a minimum education level of S1 (undergraduate degree). This research is in line with (Septiani et al 2020), namely, farmers are still low in the use of technology. This technology gives them access to their farming performance.…”

Section: Demographic Profilesupporting

confidence: 78%

Readiness and Acceptance of Farmer Cards to Farmers in Sumenep Regency

Fitriani

Darsono

Barokah

2022

jma

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The Farmer's Card becomes one of the requirements to get the subsidized fertilizer as a tool of access to banking services integrated into an E-wallet or ATM (Automatic Teller Machine). The new technology indicates the problem found in the field, which is the lack of awareness and knowledge of the farmers who own the Farmer's Card in understanding the function of each feature provided by the Card. This research is conducted to analyze the readiness and the acceptance factors of the farmers who own the Farmer's Card toward the interest of using the Farmer's Card in the Sumenep Regency. The Technology Readiness and Acceptance Model (TRAM), which is the collaboration of the Technology Readiness Index (TRI) and Technology Acceptance Model (TAM), is being used to analyze the interest in the use of the Farmer's Card. Quantitative data is collected through interviews with structured questionnaires that refer to the previous research indicators on the Technology Readiness and Acceptance Model (TRAM). The sample was conducted on 140 farmers who own the Farmer's Card. The analysis was performed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) through the SmartPLS software. The results of the hypothesis show that the function or the advantage of the Farmer's Card has a direct and significant influence on the interest of the farmers in using the Farmer's Card. On the other hand, the simplicity of using the Farmer's Card is considered insignificant and challenging for the farmers. The Farmer's Card program can be successful. It is suggested that the government and the farmers, who own the Farmer's Card, need to approach and improve their communication through intensive guidance.

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Section: Demographic Profilesupporting

confidence: 78%

Readiness and Acceptance of Farmer Cards to Farmers in Sumenep Regency

Fitriani

Darsono

Barokah

2022

jma

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Unraveling the drivers of the adoption of improved fish smoking technology among small-scale fisheries: A case study of the Ahotor oven in Ghana

Salifu,

Aheto,

Vondolia

2024

Food and Humanity

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Measuring Central Bank’s Policy Effectiveness in Affecting Intention to Use New Payment Platform During The COVID-19 Pandemic

BADRAWANI¹

2022

IJEM

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This study evaluates the effectiveness of central bank policy in influencing intention to use a new payment platform, QRIS (Quick Response code Indonesian Standard). The evaluation is hindered by the contemporaneous emergence of the COVID-19 pandemic, which acts as a confounding factor in adopting the new payment instrument. To disentangle the effect of those variables, we collected data from 617 respondents consisting of customers and merchants, employed a structural equation model with SmartPLS, asses fourteen hypotheses with demographic factors included as moderating factors. The result of the study successfully disentangles the policy impact from the pandemic impact and separates the risk of a pandemic from common risks. We verify that the pandemic and government intervention had significant direct and indirect effects on the intention to use QRIS, with the habit being the most influential component, outperforming other technology adoption determinants. This study, therefore, contributes to the advancement of the literature on the topic of technology adoption and government intervention and suggests that this measuring approach can be used as a complementary instrument to assess the impact of central bank policy on the public.

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Farmers’ Behavioral Intention to Adopt Peer-To-Peer Lending Using UTAUT2 Approach

Cited by 3 publications

References 16 publications

Readiness and Acceptance of Farmer Cards to Farmers in Sumenep Regency

Readiness and Acceptance of Farmer Cards to Farmers in Sumenep Regency

Unraveling the drivers of the adoption of improved fish smoking technology among small-scale fisheries: A case study of the Ahotor oven in Ghana

Measuring Central Bank’s Policy Effectiveness in Affecting Intention to Use New Payment Platform During The COVID-19 Pandemic

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