Faktor Penentu Pemanfaatan Sertifikat Redistribusi Tanah untuk Mengakses Modal: Studi Kasus Kabupaten Pasaman Barat

Abstract

West Pasaman Regency has implemented land redistribution to rearrange land tenure, land ownership, land use, and utilization of land. Land redistribution certificates can be used as collateral. The number of redistribution certificates in 2009 until 2018 complemented with mortgage rights was 871 (7,79%). This study aims to determine the factors that affect the use of certificates as collateral for accessing loan. The methods of analysis used was quantitative with surveys and data analysis technique used was logistic regression. The logistic regression resulted several significant factors influencing the use of certificates for collateral including the number of family members, expenditures and land area. Household expenditure and land area had a positive influence, meanwhile the number of family members had a negative effect. Household welfare is an essential factor affecting the likelihood for collateral of land certificates.

The Role of Land Redistribution Certificates for the Improvement of Community Welfare in West Pasaman District

“…This requires the role of related agencies to provide assistance or empowerment to capital recipients, for example the plantation office by providing direction for fertilization and good land maintenance or the trade office for the marketing section. The assistance of related agencies is needed so that poor people who recieve land redistribution can access credit and have confidence in utilizing the capital obtained (Monsaputra et al, 2022) In addition to access to capital, the utilization of certificates for collateral is also so that land redistribution activities can provide long term benefits for recipients. Less than optimal land utilization will result in less than optimal output, making it difficult for poor farmers to improve their welfare.…”

Dampak Redistribusi Tanah Terhadap Penghidupan Masyarakat di Kawasan Fora 2 (Ternate) Maluku Utara

“…Sebaliknya, meskipun mereka membutuhkan permodalan untuk bertani dan berbisnis di sektor lain, mayoritas masyarakat lebih merasa aman dengan menyimpan sertipikat tanah ini dan mewariskannya kepada generasi berikutnya. Terlebih lagi, sebagian besar merasa malu apabila kedapatan menggadaikan aset pribadi mereka, yang sejalan dengan penelitian Monsaputra et al, (2022) di Kabupaten Pasaman Barat yang mencatat bahwa menggadaikan barang dianggap sebagai tindakan memalukan dalam budaya masyarakat dan biasanya hanya digunakan dalam situasi darurat, bukan untuk meningkatkan kualitas hidup. Ketika masyarakat menghadapi kekurangan dalam memenuhi kebutuhan hidup dan modal usaha, mereka cenderung memilih untuk meminjam uang dari sanak saudara atau tetangga tanpa harus memberikan jaminan apapun.…”