“…Some studies may fail to contextualize the challenges individuals face in making sound financial decisions, by concluding or implying that their financial struggles are primarily due to a lack of financial capacity resulting from cognitive impairment or addiction (Marson, Savage, & Phillips, 2006; Moore, Black, & Rosen, 2015; Patterson, Goldman, McKibbin, Hughs, & Jeste, 2001; Rosen et al, 2002). In our opinion, any approach that fails to take into account a person’s socioeconomic context is likely to be insufficient or even harmful.…”