Experiências internacionais de seguro rural: as novas perspectivas de política agrícola para o Brasil

Abstract

O presente artigo tem por objetivo elaborar uma resenha e avaliar asprincipais experiências internacionais de seguro rural, tendo em vista a experiênciabrasileira. Neste sentido, analisa a evolução dos programas de seguro ruraldos Estados Unidos e Canadá nos últimos anos. Conclui que a participação dogoverno é fundamental para viabilizar o seguro rural em caso de eventos catastróficos,de modo a conferir maior sustentabilidade ao processo produtivo e aoagronegócio, proporcionando maior estabilidade de renda, estabilidade sociale a geração de empregos para os agricultores e suas famílias.

The Impact of the PSR Rural Insurance Program on the Agricultural Productivity in the Matopiba Region of Brazil

“…In agriculture, among the market failures that inhibit the formation of safer systems, the occurrence of asymmetric information between contractor and insurer stands out; adverse selection, given by the definition and arbitration of an average price for all; and moral hazard, that is, changing the behavior of an economic agent when not properly monitored by the other party, increasing the likelihood of damage or accident (Loyola et al, 2013;Stiglitz and Walsh, 2003) Ferreira and Ferreira (2009) sought to evaluate the main international experiences of rural insurance, mainly in the United States and Canada. These authors stressed the important role of the government in making insurance possible in the event of claims, in order to generate greater sustainability of the production process, thus providing greater income stability, on the economic side, and generating jobs for farmers and their families, on the social side (Note 4).…”

“…In the same year that the Brazilian Agricultural Research Corporation (Empresa Brasileira de Pesquisa Agropecuária -Embrapa) was created, in 1973, the Agricultural Activity Guarantee Program (Programa de Garantia da Atividade Agropecuária -PROAGRO) was created. More recently, the Rural Insurance Premium Subsidy Program (Programa de Subvenç ão ao Prê mio do Seguro Rural -PSR) was established in 2003, with the objective of promoting access to rural insurance, aiming at greater income stability for the producer, encouraging the use and adoption of new technologies in production, as well as modernizing agricultural management (Ferreira and Ferreira, 2009). Ozaki (2010) sought to analyze the growth of the PSR Subsidy Program in Brazil.…”