2017 4th International Conference on Computer Applications and Information Processing Technology (CAIPT) 2017
DOI: 10.1109/caipt.2017.8320700
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Ensemble GradientBoost for increasing classification accuracy of credit scoring

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Cited by 21 publications
(7 citation statements)
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“…Supervised learning is the machine-learning task of learning a function that maps an input to an output on the basis of a labeled training set. There are numerous supervised learning algorithms, including linear regression, decision tree, random forest, k-nearest neighbor, logistic regression, naive Bayesian, GradientBoost, and adaptive boosting . Unsupervised learning is a type of machine learning that makes use of non-human-labeled data to analyze the internal structure of data sets for cluster analysis.…”
Section: Prospectsmentioning
confidence: 99%
“…Supervised learning is the machine-learning task of learning a function that maps an input to an output on the basis of a labeled training set. There are numerous supervised learning algorithms, including linear regression, decision tree, random forest, k-nearest neighbor, logistic regression, naive Bayesian, GradientBoost, and adaptive boosting . Unsupervised learning is a type of machine learning that makes use of non-human-labeled data to analyze the internal structure of data sets for cluster analysis.…”
Section: Prospectsmentioning
confidence: 99%
“…After the simulation process with various input values using the Kleijnen approach [9], it was found that the application of decision trees to the data generated gave new insights and resulted in an accuracy rate of 80%. Some ensemble research conducted by [10]- [13] with several cases finding that the ensemble technique succeeded in increasing the performance of a single classification in measuring accuracy, precision, and recall.…”
Section: Introductionmentioning
confidence: 99%
“…Although hybrid models combining two or more methods usually provide even higher classification accuracy (Lawi, et al, 2017) (Haoting, et al, 2018) (Hsieh, 2005), they are not included in this method assessment because they are more complex to implement and have low repeatability and incidence among studies. The ACC for each method is calculated using the arithmetic mean.…”
Section: Research Results and Discussionmentioning
confidence: 99%
“…Wise and sound lending by creating an effective borrower solvency assessment model can help lending companies improve their lending decisions and achieve higher profits , and it would also make it possible to reduce loans interest rates. Both parametric (Bakker & Odundo, 2019) and non-parametric (Tripathi, et al, 2021) methods can be used to assess the solvency of borrowers, as well as hybrid models with a combination of several methods (Lawi, et al, 2017) . Based on several studies, regression is one of the most used data mining algorithms that provide high accuracy of solvency determination (Zhou, et al, 2006) (Kleissner, 1998) (Schebesch & Stecking, 2005).…”
Section: Introductionmentioning
confidence: 99%