Efisiensi Bank dalam Kelompok BUKU 4 di Indonesia: Pendekatan Data Envelopment Analysis

Sari, Nurshadrina Kartika; Widaninggar, Nanda

doi:10.26905/afr.v1i2.2409

Cited by 8 publications

(8 citation statements)

References 8 publications

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“…Islamic banks will charge higher profit sharing on financing with high risk. The results of this study are in line with the findings of previous studies, where risk affects profitability [10]¸ [11], [12], [13], [14], [15], [16]. Financing risk has a positive effect on ICIEHI the bank's net operating margin.…”

Section: Resultssupporting

confidence: 91%

Efficiency, Risk and Profitability of Islamic Banks: Under Pressure in the Competition of the Banking Industry in Indonesia

Haryanto

2020

KSS

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This study analyses the factors that affect the profitability of Islamic banks in Indonesia. The independent variables consists of efficiency,risk, liquidity,CAR,and macroeconomic conditions:GDP andinflation.Thedependentvariableisprofitability.This research was conducted in the Islamic banking industry in Indonesia. The research uses quarterly data from 2006-2019. The purpose of this study is to analyse the effect of efficiency, risk, liquidity, capital, and macroeconomic conditions on the profitability of Islamic banks in Indonesia. Data analysis techniques used multiple regression. The results showed that the efficiency and risk had a positive effect on profitability. Inflation has a negative effect on profitability. While liquidity, CAR, and GDP do not affect the profitability of Islamic banks. Keywords: Islamic bank; Financing; Net Operating Margin; Profitability.

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Section: Resultssupporting

confidence: 91%

Efficiency, Risk and Profitability of Islamic Banks: Under Pressure in the Competition of the Banking Industry in Indonesia

Haryanto

2020

KSS

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“…Based on the amount of core capital, banks in the BUKU 4 group can be categorized as banks with large asset sizes. The greater the resources owned by the bank will increase the bank's ability to maximize its operational activities, so that efficiency can be achieved (Sari and Widaninggar, 2018). This suggests that the greater the amount of capital a bank has, the more efficient it is in generating profits.…”

Section: Figure 1 Profit Efficiency Bank 2010-2019mentioning

confidence: 99%

Indonesian Banking Performance Based on Buku

Kadang

Surayya²,

Fasial³

2021

MABIS

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The improvement in the performance of Indonesian banking when the global economy is being hit by uncertainty is one of the best achievements. Acquiring profitability is accompanied by an increase in efficiency in using available resources to gain profit. This study aims to measure and analyze the performance of Indonesian banking based on Profit Efficiency. Profit Efficiency of a bank is analysed based on BUKU (Bank Umum Kelompok Usaha). The profit Efficiency is measured using the Sthocastic Frontier Analysis (SFA) Frontier 4.1 with the translog model of Alternative Profit Efficiency. The input variables used are: labor costs, physical capital costs and interest costs. The output variable used is the amount of credit and the amount of other productive assets. The model equation used is the Bank Activity Approach. The total sample was 19 commercial banks listed on the Indonesia Stock Exchange (IDX) and had financial reports from the year of 2010 to 2019. The results of banking Profit Efficiency measurement based on BUKU conclude that BUKU 2 indicated that each bank's Profit Efficiency tends to be increasingly inefficient. BUKU 3 of profit efficiency of banks tends to be more efficient. BUKU 4 shows that banks in this group of Profit efficiency are increasingly efficient. This means that the greater the bank's core capital, the more efficient it is in generating profits.

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“…Bank sebagai lembaga intermediasi secara tradisonal masih me-ngandalkan pendapatan dari bunga kredit (Haryanto, Bachtiar, & Khotami, 2020). Bank dituntut untuk efisien dalam operasionalnya (Demirgüç-Kunt & Huizinga, 1999;Al-deehani, El-Sadi, & Al Deehani, 2015;Sari & Widaninggar, 2018;Haryanto, 2018;(Rusydiana & Laila, 2019).…”

Section: Issn (Print) : 2598-7763 Issn (Online): 2598-7771unclassified

Loan Loss Provision, Good Corporate Governance Dan Manajemen Laba Bank di Indonesia dan Malaysia

Sari¹,

Widaninggar²

2020

AFRE

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The development of the banking sector in Indonesia and Malaysia is growing rapidly, fierce business competition encourages management's desire to improve performance and comply with banking regulations with earnings management reported by banks. The aimed of this study provides empirical evidence of the influence of Loan Loss Provision (LLP) and Good Corporate Governance (GCG) on Earnings Management in banks in Indonesia and Malaysia. The research method used is multiple linear regression analysis using a sample of six banks with the largest assets in each country during the 2015-2018 periods. The results of this study prove that (1) LLP and GCG affect earnings management at banks in Indonesia (2) LLP has no effect on earnings management at banks in Malaysia, while GCG affects earnings management at banks in Malaysia. The application of financial accounting standards IFRS 7 on financial instruments requires provision for impairment losses early so as to reduce the need for management in managing earnings; this further strengthens the need for PSAK 71 to be implemented in the banking sector in Indonesia effectively from 2020. In addition, the GCG mechanism in both countries also went well so as to be able to influence the practice of earnings management in banks

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Efisiensi Bank dalam Kelompok BUKU 4 di Indonesia: Pendekatan Data Envelopment Analysis

Cited by 8 publications

References 8 publications

Efficiency, Risk and Profitability of Islamic Banks: Under Pressure in the Competition of the Banking Industry in Indonesia

Efficiency, Risk and Profitability of Islamic Banks: Under Pressure in the Competition of the Banking Industry in Indonesia

Indonesian Banking Performance Based on Buku

Loan Loss Provision, Good Corporate Governance Dan Manajemen Laba Bank di Indonesia dan Malaysia

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