In many composites the electrical transport takes place only by tunneling between isolated particles. For a long time it was quite a puzzle how, in spite of the incompatibility of tunneling and percolation networks, these composites conform well to percolation theory. We found, by conductance atomic force microscopy measurements on granular metals, that it is the apparent cut-off of the tunneling to non-nearest neighbors that brings about this behavior. In particular, the percolation cluster is shown to consist of the nearest-neighbors sub-network of the full tunneling network. (grains, crystallites, etc.). In the pioneering works on such systems, these two mechanisms have been considered separately. 1,2,3,4,5,6 In particular, for a high enough content of the metallic phase in granular metals, the continuous network is formed by the