Effect of Digital and Financial Awareness of Household Womens on the  Use of Fin-Tech in India: Observing the Relation with (Utaut) Model

Yadav, Uma Shankar; Tripathi, Ravindra; Tripathi, Mano Ashish

doi:10.30564/jsbe.v5i3.14

Cited by 6 publications

(4 citation statements)

References 16 publications

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“…Agarwal (2020) suggested that efforts should be made to promote financial and digital literacy among the general public. Financial literacy is significantly associated with the UTAUT model (Yadav, Tripathi, & Tripathi, 2022). According to Weedige, Ouyang, Gao, and Liu (2019), financial literacy is accentuated by informed decisions, protected consumers, economic independence, and peace of mind.…”

Section: Takaful Literacymentioning

confidence: 99%

A Conceptual Framework of E-Takaful Participation Readiness (ETPR) among Individuals at Insurable Age in Malaysia

Farah Hanan,

Ab Ghani,

Arifin

2024

JEB

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Malaysians need more savings and a critical financial backup to protect themselves from adversity. Hence, a call for a digital platform is vital to further reach out in the current economic situation. The phenomenal growth of B2C e-commerce, particularly after the pandemic, has impacted almost every industry, including banking and financial services. This research suggests an integrated model of E-Takaful Participation Readiness (ETPR). However, academic research on digital takaful is still in its early stages. Most academics focus on technology and ignore the takaful institutions adopting it. Past studies have explored the topic of e-banking readiness, but limited studies have focused on its relation to the takaful area. This study is a pioneer in examining consumer participation readiness for e-takaful services, particularly during the digital shift process due to the pandemic. This paper proposes a conceptual framework for e-takaful adoption. Takaful institutions can use the proposed framework as a starting point for implementing e-takaful, and scholars can use it to expand, refine, and evaluate takaful technology (Takatech) research. The findings of this study can be shared with takaful industry stakeholders and regulatory bodies to help them develop innovative marketing strategies and customer-centric takaful products.

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Section: Takaful Literacymentioning

confidence: 99%

A Conceptual Framework of E-Takaful Participation Readiness (ETPR) among Individuals at Insurable Age in Malaysia

Farah Hanan,

Ab Ghani,

Arifin

2024

JEB

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“…The existing organizational stance, its short-and long-term goals, and the cultural background may all be accessed using the theoretical frameworks TAM, TTF, and UTAUT [27,28]. It is strongly advised that companies thoroughly research these works before selecting the right technology, vendor, and change management process to avoid misfiring in the future [29,30]. Additionally, study results may affect behavior motivators and outside variables when analyzing executive-level intents and may serve as a basis for future analyses of the DT projects.…”

Section: Recommendationsmentioning

confidence: 99%

Organizational Digital Transformations and the Importance of Assessing Theoretical Frameworks such as TAM, TTF, and UTAUT: A Review

Dash¹,

Sharma²,

Swayamsiddha³

2023

IJACSA

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In this era of Industry 5.0, businesses worldwide are attempting to gain competitive advantages, increase profits, and improve consumer engagement. To achieve their goals, all businesses undergo extensive digital transformations (DT) by implementing cutting-edge technologies such as cloud computing, artificial intelligence (AI), the Internet of Things, and blockchain, among others. DT is a costly journey, including strategy, people, and technology. At the same time, many digitization efforts are failing miserably, resulting in project abandonment, loss of critical stakeholder trust, and the dismissal of important staff. Poor strategy, which may have pre-evaluated organizational flexibility and cultural misfits, is often criticized. As a result, it is critical to extensively investigate theoretical frameworks such as the Technology Acceptance Model (TAM), Task Technology Fit (TTF), and Unified Theory of Acceptance and Use of Technology (UTAUT), which were developed via significant research into various organizational kinds. All of these aspects are covered in this work by evaluating academic papers from the IEEE, Scopus, and Web of Science databases and reaching conclusions in future sections.

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“…Temuan studi yang dilakukan oleh Yadav et al, (2022) menunjukkan pentingnya mengembangkan literasi keuangan seseorang. Menurut Chen & Volpe, (1998) literasi keuangan adalah pemahaman tentang pengetahuan dasar untuk keuangan pribadi, pemahaman tentang simpan pinjam, pemahaman tentang asuransi, dan pemahaman tentang penggunaan layanan keuangan, salah satunya adalah penggunaan pembayaran online.…”

Section: Doiunclassified

Literasi Finansial, Kesadaran Digital, Posisi Manajerial: Sebuah Bukti dari Riset Keuangan

Ferinia

Ismail

Sudjiman

2023

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Everyone requires good digital awareness in the industrial era 4.0, where the digital role is attached to every financial activity. As a result, the goal of this study is to examine the impact of financial literacy on digital awareness. partially, the effect of financial literacy on managerial positions, and see the effect of financial literacy on digital awareness through managerial positions. This study was guided by a quantitative method with a correlational design and logistic regression data analysis. The sample used was a convenience sample, with 239 Adventist University of Indonesia alumni filling out the questionnaire. Partially, no significant effect was found between financial literacy and managerial position, but the mediating variable "managerial position" can increase financial literacy. Managers play an important role in increasing financial literacy and providing employees with optimal digital awareness.

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Effect of Digital and Financial Awareness of Household Womens on the Use of Fin-Tech in India: Observing the Relation with (Utaut) Model

Cited by 6 publications

References 16 publications

A Conceptual Framework of E-Takaful Participation Readiness (ETPR) among Individuals at Insurable Age in Malaysia

A Conceptual Framework of E-Takaful Participation Readiness (ETPR) among Individuals at Insurable Age in Malaysia

Organizational Digital Transformations and the Importance of Assessing Theoretical Frameworks such as TAM, TTF, and UTAUT: A Review

Literasi Finansial, Kesadaran Digital, Posisi Manajerial: Sebuah Bukti dari Riset Keuangan

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