“…Mobile learning is useful for students as well as lecturers in improving learning efficiency due to limitations on conventional learning methods (Kukulska-Hulme et al, 2009). In education, mobile learning has been widely applied (Yahya, et al, 2018;Shamsuddin et al, 2018;Sanusi et al, 2018) and is used in various areas of learning which include; science (Gopalan et al, 2020;Liu et al, 2021;Khery et al, 2020;Baharom et al, 2020), mathematics (Yosiana et al, 2021;Amasha et al, 2021;Malik et al, 2020), and finance (Mueangpud et al, 2019;Teymurova et al, 2020;Zakaria et al, 2020).…”