Determination of Cooperative Loan Funds Recipients Using Complex Proportional Assessment (COPRAS) Method

Abstract

Cooperative as a savings and loan business with legal status, has capacity in lending to members who voluntarily merged into membership and perform their duties as members of the cooperative. Loan disbursement in this case as a cooperative loan fund is a program expected by its members. But the main problem of the program, namely the occurrence of bad debts, namely obstacles encountered in credit repayment, or payment of installments by members. To avoid the occurrence of missteps in lending, decisionmakers are expected to use a decision support system capable of counting members applying for loan funds. These alternative calculations will evaluate the criteria that benefit the members in addition to analyzing the less favorable criteria. For that reason, the application of Complex Proportional Assessment (COPRAS) method is very appropriate in selecting fund of cooperative loan recipient.

Decision support system in determining the location of new supermarket branches using the copras method

“…The advantage of the COPRAS method in determining alternative utility levels reveals how extensively alternatives are used for comparison. In contrast to previous methods, alternative ranking results using the COPRAS method are more accurate in assessing and validating calculation findings [1], [41], [53]- [56], [57].…”

“…Based on individually taken into account assessment outcomes, this method is utilized to evaluate the maximization of attribute indices [52]. The COPRAS approach distinguishes positive (benefit) and negative (cost) criteria, and each type of criterion is individually assessed during the computation process [53]. This technique compares the distinctiveness of one alternative to another and positions 10.12928/ijio.v5i1.9061 it as a viable choice to be made after weighing the various criteria.…”