Determinant Micro Financing Repayment In Bank Bri Syariah Kcp Cimahi

Sustainable Growth Rate and ROE Analysis: An Applied Study on Saudi Banks Using the PRAT Model

“…In the same vein, the relation between ROE components and the sustainable growth rate (SGR) has been a fertile area for research in the past decade (Alberto et al 2019;Manaf et al 2018;Nastiti et al 2019;Wahyuni and Dino 2016). For instance, some studies have found a significant positive correlation between sustainable growth rate (SGR) and ROE components (Hafid 2016;Rahim 2017;Sen 2017, 2018).…”

“…Moreover, SGR has a significant positive relation with retention rate, and both rates indicate the efficiency of business operations (Al-Nasser and Al-Jubouri 2020). Another important determinant of SGR is the firm's intellectual capital (Wahyuni and Dino 2016;Xu and Wang 2018). To estimate the SGR and investigate the factors affecting it, research like that of Wahyuni and Dino (2016) and Gardner et al (2011) uses the DuPont model, which includes profit margin, total assets turn over, and equity multiplier, in addition to rate of retention.…”

Financial Policy and Companies’ Sustainable Growth

“…The Higgins (1977Higgins ( , 1981 basis was applied in many studies. Jarvis et al (1992) used to asses macro equivalent of product portfolio analysis; Vasiliou and Karkazis (2002) applied it on data from the National Bank of Greece, and found that its actual growth exceeded the SGR, and consequently discuss four possible financial strategies to deal with it; Hyytine and Pajarinen (2005) used the SDR to study the relation between firm-level disclosure quality and the availability of external finance to firms in Finland and found that excess growth is associated with the quality of disclosure; Phillips et al (2010) applied the SDG model to investigate the crosssectional variations of financial ratios among privatively held retail companies measured as different growth cycle stages; Jin and Wu (2008) analyzed the contribution of intellectual capital to the firm's sustainable growth ability in the case of the listed companies in China; Pickett (2008) applied SGR model to identify the subtle relationship between marketing and operation efficiencies; Listiani and Supramono (2020) investigated the effect of fixed asset growth on sustainable growth rate and the role of sustainable growth rate in mediating the impact of fixed asset growth rate on firm value; Mubeen et al (2021) examined the SDR model in the case of the non-financial forms from seven emerging markets; Mukherjee and Sen (2019) studied the impact of corporate governance on corporate sustainable growth; Farouq et al (2022) made a SDG on ROA analysis applied in the case of the Saudi Banks; Shao (2018) analyzed the sustainable growth characteristics of China's listed companies in textile and garment industry in the 2008-2011 period, using Wilcoxon signed-rank test in the post-crisis era; Ataunal et al (2016) investigated the relationship between growth rate and shareholder value creation, using a sample of 243 non-financial Standard and Poor's 500 (S&P500) companies and found that sales growth below sustainable growth rate (SGR) enhances shareholder value at a significantly higher rate compared to growth above sustainable growth rate; Akhtar et al ( 2021) investigated the impact of financial leverage on the firm's performance, i.e., sustainable growth (SGR), Tobins Q, return on assets (ROA), return on equity (ROE), and return on sales (ROS) and found inverted U-shaped relationship between financial leverage and performance; Wahyuni and Dino (2016) studied the determinant factors of the sustainable growth rate in the case of manufacturing companies listed on the Indonesia Stock Exchange; Wijaya and Atahau (2021) in their study aimed to determine the effect of profitability on sustainable growth in Malaysian and Indonesian manufacturing firms; Rahim (2017) also investigated the association between firm performance and sustainable growth rate in the case of...…”