“…Overall trust is supported by three trust dimensions -competence, integrity, and benevolenceand has been used in recent years. More recently, overall trust was applied by Oliveira, Alhinho, Rita, and Dhillon (2017) in modelling and testing trust dimensions in e-commerce, by Wu, Chen, and Chiu (2016) in defining key drivers of online impulse purchasing, and by Zhang, Cheung, and Lee (2014) when moderating the effect of inconsistent reviews on consumers' online shopping decisions. The integration of the D&M model and overall trust, each one focuses on a certain perspective, which can hardly be embraced in its entirety and variety of possible situations by a particular model, these are offset and complemented by combining the various models.…”