Dampak Kemudahan dan Risiko Sistem Pembayaran QR Code: Technology Acceptance Model (TAM) Extension

Musyaffi, Ayatulloh Michael; Kayati, Kayati

doi:10.33603/jibm.v3i2.2635

Cited by 22 publications

(26 citation statements)

References 16 publications

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“…It is also suggested by TAM that perceived usefulness is promoted by perceived ease of use as the consumers will consider the single platform e-payment system to be efficient only if they can use it easily. Numerous experimental research studies were conducted on TAM that highlighted the association between these two factors (Sinha and Mukherjee, 2016;Mehrad and Mohammadi, 2017;Ahmad et al, 2020;Musyaffi and Kayati, 2020). TAM incorporated more factors such as trust (Chaouali et al, 2016;Rouibah et al, 2016;Sinha and Mukherjee, 2016;Mehrad and Mohammadi, 2017;, perceived privacy (Lee, 2009;Meharia, 2012;Karim et al, 2020) and perceived security (Özkan et al, 2010;Ming-Yen Teoh et al, 2013;Sfenriantob, 2015;Tella and Abdulmumin, 2015;Barkhordari et al, 2017;Karim et al, 2020) with the advancements in technology, leading to an extended TAM that can represent consumers' intention to use.…”

Section: Literature Review and Theoretical Foundationmentioning

confidence: 99%

The moderation effect of gender on accepting electronic payment technology: a study on United Arab Emirates consumers

Alshurideh

Kurdi

Masa'deh

et al. 2021

RIBS

138

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Purpose This paper aims to investigate if perceived security, trust and perceived privacy affect both perceived usefulness and perceived ease of use. Also, the study explores if trust, perceived usefulness and perceived ease of use influence consumers’ intentions to use the e-payment system which is supported by testing the moderation effect of gender on the intention to use such systems in the higher education institutes. Design/methodology/approach In total, 850 participants from United Arab Emirates (UAE) universities have filled an online questionnaire prepared for these aims. The survey instrument is composed of 22 items. The primary data was used to test the study model, proposed constructs and the study hypotheses using the Smart PLS Software. Findings The research confirmed that perceived security, trust and perceived privacy affect both perceived usefulness and perceived ease of use. Also, the study found that trust, perceived usefulness and perceived ease of use have anticipated the significance of consumers’ intention to use e-payment system which is found also moderated by gender. Research outcomes indicated an important contribution towards the acceptance of e-payment systems and the common design of e-commerce systems. Originality/value Research outcomes have indicated an important contribution toward the acceptance of e-payment systems and the common design of e-commerce systems. Additionally, this study helped in increasing the reader’s understanding of various aspects of e-commerce, specifically consumers’ trust and privacy protection which consequently allows the online sellers to formulate appropriate strategies and actions imperative to serve the online purchasers and target the internet users.

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Section: Literature Review and Theoretical Foundationmentioning

confidence: 99%

The moderation effect of gender on accepting electronic payment technology: a study on United Arab Emirates consumers

Alshurideh

Kurdi

Masa'deh

et al. 2021

RIBS

138

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“…Survey tersebut menunjukkan bahwa dompet digital Go-Pay dan OVO. Jenis metode penerimaan yang digunakan oleh peneliti-peneliti terdahulu untuk menghitung tingkat penerimaan masyarakat terhadap teknologi QR Code secara umum adalah Theory Acceptance Model (TAM) (Musyaffi, 2020;Arianti, 2019) dan Unified Theory of Acceptance and Use Technology (UTAUT) (Soviah, 2019;Andre, 2019) dengan menambahkan faktor risiko sebagai variabel independen. Hal ini dikarenakan munculnya berbagai kerugian yang dirasakan oleh pengguna QR Code.…”

Section: Pendahuluanunclassified

“…Hasil penelitian menunjukkan seluruh variabel menunjukkan pengaruh signifikan, selain age, gender, dan experience. Penelitian juga telah dilakukan oleh(Musyaffi, 2020) menggunakan model TAM 3, serta memasukkan variabel tambahan yaitu plan to continue to use, frequently to use, recommend to others, clear and understandable, less effort, error probability, problem risk, dan risky. Hasil penelitian ini menunjukkan bahwa persepsi kemudahan berpengaruh signifikan terhadap penerimaan user pada QR Code sebagai metode pembayaran dompet digital, sedangkan faktor risiko tidak berpengaruh.Berdasarkan penelitian-penelitian sebelumnya, variabel-variabel yang digunakan pada penelitian ini sebagai bahan ukur adalah variabel-variabel pada model UTAUT 2, tanpa memasukkan variabel age, gender, dan experience.…”

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Faktor-Faktor Yang Mempengaruhi Penerimaan User Terhadap Penerapan Quick Response Indonesia Standard Sebagai Teknologi Pembayaran Pada Dompet Digital

Mayanti

2020

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Quick Response Indonesia Standard (QRIS) is the QR Code which is standardized by Bank Indonesia as the technology used for the cashless payment method. It has been released officially since January 2020. The aim of this standardization is to provide an easier and more efficient payment method by QR Code technology. The electronic wallet's providers which are already implemented QRIS as their payment technology are Go-Pay and OVO. The goal of this research is to predict the factors affecting the user acceptance of QRIS implementation as the electronic wallet’s payment technology. The user acceptance regarding the QRIS implementation is predicted by user technology acceptance model called UTAUT 2. The variables used in this research are all UTAUT 2 model variables except age, gender, experience, and price value. The method used for analysing the data in this research is PLS-SEM. The result of this research shows that the facilitating conditions and hedonic motivation affect the user's behavioral intention for using QRIS as their payment technology, and this behavioral intention also gives the effect to their use behavior.

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“…Ain et al, 2016;Dwivedi et al, 2020;Gunasinghe et al, 2019;C. P. Lin & Anol, 2008;Musyaffi & Kayati, 2020;Rosnidah et al, 2019;Shaw & Sergueeva, 2019). Student achievement towards an excellent final score is one of these benchmarks.…”

Section: Discussionmentioning

confidence: 99%

Cloud-Based Learning Management: An Effective Learning during Social Distancing

Musyaffi

Rosnidah

Muna

2021

JESR

Self Cite

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Teaching and learning as a process and concept is often researched through the viewpoint of graduate students as future educators in their respective fields. The aim of this study was to explore graduate students’ conceptions, experiences, and advice about teaching and learning as they embark on their journey as educators. Through purposive sampling, data were collected from students in the final year of their master’s program in education at a large university in Saudi Arabia. A qualitative content analysis of students’ written responses revealed three main themes: 1) definitions of teaching and learning were either teacher-led (predominant) or student-focused; 2) practical activities and assignments framed students’ memorable experiences; and, 3) updated, diverse methodologies including practical applications formed the main advice for educators. Student conceptions of teaching and learning, while predominantly teacher-led, illustrated elements of student-centered learning. An underlying trend throughout the data was an awareness and description of the ongoing transition from teacher-centered/led to student-centered classrooms in their higher education experiences. Implications of this study include reflection on teaching and student-centered learning as a concept and process in graduate-level education programs and faculty academic development and reconsideration of the traditional faculty-student relationship to a more cooperative and involved one, particularly at the graduate level. Received: 23 June 2021 / Accepted: 4 August 2021 / Published: 5 September 2021

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Dampak Kemudahan dan Risiko Sistem Pembayaran QR Code: Technology Acceptance Model (TAM) Extension

Cited by 22 publications

References 16 publications

The moderation effect of gender on accepting electronic payment technology: a study on United Arab Emirates consumers

The moderation effect of gender on accepting electronic payment technology: a study on United Arab Emirates consumers

Faktor-Faktor Yang Mempengaruhi Penerimaan User Terhadap Penerapan Quick Response Indonesia Standard Sebagai Teknologi Pembayaran Pada Dompet Digital

Cloud-Based Learning Management: An Effective Learning during Social Distancing

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