Cyclical Fluctuations in the Banking Services Market and the Changes in the Situation of Entities from the Financial Services Sector

Skikiewicz, Robert; Garczarczyk, Józef

doi:10.1515/ceej-2018-0014

Cited by 3 publications

(2 citation statements)

References 16 publications

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“…The results of conducted analyses allow to state that the change in economic situation happens earlier in the banking sector than in section K of the services sector. This means that the observation of the economic situation in the banking sector makes it possible to anticipate changes that will occur with a slight delay in the entire financial sector (section K of the services sector) (Skikiewicz & Garczarczyk, 2018).…”

Section: Introductionmentioning

confidence: 99%

Relationship between cyclical fluctuations in the banking and the services sector in Poland

Skikiewicz¹

2022

Economic Tendency Surveys and Economic Policy - Measuring Output Gaps and Growth Potentials

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The aim of the paper is to explore the relationship between the business tendency survey indicators for the banking sector and the sections and divisions of the services sector in Poland. In the paper, the results are presented of analyses conducted on the basis of data from the business tendency surveys. The time range of analyses covers the period from the first quarter of 2003 to the first quarter of 2020. The data for the banking sector stem from the survey which is carried out quarterly by the Department of Market Research and Services of the Poznań University of Economics and Business. The data for the eleven sections and two divisions of the services sector (according to the Polish PKD code classification) were obtained from the survey conducted by Statistics Poland on a monthly basis. The monthly data were transformed into quarterly with the use of two formulas. In the paper, the results are presented of cross-correlation analysis, in which the maximum length of lags and leads equal four quarters was adopted.

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Section: Introductionmentioning

confidence: 99%

Relationship between cyclical fluctuations in the banking and the services sector in Poland

Skikiewicz¹

2022

Economic Tendency Surveys and Economic Policy - Measuring Output Gaps and Growth Potentials

Self Cite

View full text Add to dashboard Cite

show abstract

Section: Introductionmentioning

confidence: 99%

Economic tendency surveys and economic policy - measuring output gaps and growth potentials

2022

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Business tendency surveys provide information which is valuable to the respondents themselves as well as to economic policy makers and analysts. This is an area of special interest for economists working in governments, national banks, statistical offices and for scientists. CIRET international conferences are the meeting place for top scientists of these areas from worldwide, and they successfully integrate the academic and business communities involved in business surveys and business cycles. The book contains a selection of topics that have been discussed at 35th CIRET Conference titled Economic Tendency Surveys And Economic Policy: Measuring Output Gaps and Growth Potentials, which took place from 15 to 17 September 2021 in Poznań, Poland. See more on the global and local CIRET Conference websites. The selection is driven around two goals. In the first part, the articles are related to the research methods, as well as the use regarding a broad range of methods applied in assessing the market economic situation. The second part of the book is focused on the use of methods and situation assessment. In the presented papers, the variety within the scientific area of business tendency is shown. The work allows to prove the strong position of Polish science in this area as well.

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Macroeconomic Determinants of Credit Risk on the Example of Non-performing Loans

Zawadzki

2023

Central European Economic Journal

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The primary goal of this article is to examine the principal macroeconomic factors influencing credit risk as assessed by the nonperforming loan ratio (hereinafter NPL ratio). Based on the results, the ratio of domestic credit to the private sector, Organization for Economic Cooperation and Development (OECD) membership with a negative correlation with NPLs while the unemployment rate and the ratio of public debt with a positive relation with NPLs were statistically significant. In addition, the correlation between the inflation rate and the depreciation of the home currency was proven. The research examines the effects of the 2008 credit crunch, which triggered the financial crisis. The sample comprises 106 countries for the period 2009–2019. The real GDP growth, unemployment rate, public debt ratio, domestic credit to private sector ratio, currency depreciation, inflation rate, and interest rate were analysed as macroeconomic factors. A dummy variable representing OECD membership has been included in the analysis. The estimations were performed using the ordinary least squares (OLS) method. This article contributes to the academic discourse on the panel data perspective with regard to non-performing loans, while the practical implications are beneficial for governments and international investors.

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Cyclical Fluctuations in the Banking Services Market and the Changes in the Situation of Entities from the Financial Services Sector

Cited by 3 publications

References 16 publications

Relationship between cyclical fluctuations in the banking and the services sector in Poland

Relationship between cyclical fluctuations in the banking and the services sector in Poland

Economic tendency surveys and economic policy - measuring output gaps and growth potentials

Macroeconomic Determinants of Credit Risk on the Example of Non-performing Loans

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