Citizenship, Super-inclusion and Consumer Credit Policy in Kuwait

Burton, Dawn

doi:10.1017/s0047279414000579

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Pms As a Distinctive Context For Sub-prime Lending1

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2016

2022

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Cited by 4 publications

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“…Western models of credit scoring have been imported by foreign banks that require an established credit history on which lending decisions are based, which foreground positive features including full-time, permanent employment, home-ownership and married status (Burton, 2012(Burton, , 2014. These requirements have resulted in foreign banks providing loans to only the wealthiest consumers (Weller, 2000).…”

Section: Pms As a Distinctive Context For Sub-prime Lendingmentioning

confidence: 99%

Credit inclusion and the home credit market in post-communist member states of the European Union

Burton¹

2016

Critical Social Policy

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Credit inclusion has emerged as an important policy issue in post-communist member states of the European Union because of reductions in state welfare. Sub-prime lenders have emerged to fill the gap left by welfare cuts for low-income consumers who do not qualify for mainstream credit. Home collected credit has become established in post-communist member states but high interest and administrative costs make this an expensive option resulting in vulnerable people becoming involved in a cycle of indebtedness. Some of the important consequences for social policy are addressed.

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Section: Pms As a Distinctive Context For Sub-prime Lendingmentioning

confidence: 99%