Choosing murabahah to the purchase orderer (MPO) vehicle financing: an Islamic theory of consumer behaviour perspective

Amin, Hanudin

doi:10.1108/mrr-03-2020-0118

Cited by 5 publications

(18 citation statements)

References 22 publications

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“…Our research items have been obtained from the extant literature and have been subjected to modifications to reflect the research context. The measurement items obtained are adapted as follows: three measurement items for Islamic religiosity are adapted from Bendjilali (1993), who included the term “iman” in the definition of religiosity; three measurement items for Islamic altruism are adapted from Amin (2021); following Beekun and Badawi (2005) and Haniffa and Hudaib (2007), three scales for IDCP are developed; and three measurement items for millennials’ acceptability are adapted from Amin (2021). …”

Section: Methodsmentioning

confidence: 99%

“…Besides, three studies have raised the importance of developing a specific research framework in the context of consumer behaviour. For example, Amin (2021) uses three patronage factors to determine whether or not to offer murabahah to the purchase orderer (MPO) vehicle finance: Islamic altruism, degree of iman and maqasid consumer index. All of the variables studied are statistically significant.…”

Section: Conceptualisation Of Islamic Theory Of Consumer Behaviourmentioning

confidence: 99%

“…All of the variables studied are statistically significant. Unlike Amin (2021), Khan (2013) at the earliest investigates the requirement for an Islamic community to establish a consumer theory based on his supposition that consumers are lucid in making smart choices, they can manage their resources effectively, taking into account both current and future requirements. The same author (Khan, 2014) offers a fresh take on the ITCB, attempting to explain the necessity for an “Islamic” theory of consumer behaviour by focussing the relevance of benevolence, communal and atmosphere.…”

Section: Conceptualisation Of Islamic Theory Of Consumer Behaviourmentioning

confidence: 99%

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Millennials’ acceptability of tawarruq-based ar-rahnu in Malaysia

Amin

Hassan

2022

IJOES

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Purpose This study aims to enlighten the effects of Islamic religiosity, Islamic altruism and Islamic debt collection policy (IDCP) on millennials’ acceptability of tawarruq-based ar-rahnu in Malaysia. Design/methodology/approach This study applies the factors drawn from the Islamic theory of consumer behaviour (ITCB) and uses data obtained from a survey of 267 respondents to examine the impact of these factors on millennials’ acceptability of tawarruq-based ar-rahnu. Findings The findings indicate that Islamic religiosity, Islamic altruism and IDCP are all important factors influencing millennials’ acceptability of tawarruq-based ar-rahnu. Research limitations/implications The study is narrowed down in scope in terms of the broader context of tawarruq-based ar-rahnu and the variables retrieved from the ITCB, which may explain its limited impact. Practical implications Considering the effects of the variables investigated in this study might assist enhance product acceptance among consumers. Originality/value This study is focussed on tawarruq-based ar-rahnu in the context of the ITCB, taking a different approach than past research on the subject.

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Section: Methodsmentioning

confidence: 99%

Section: Conceptualisation Of Islamic Theory Of Consumer Behaviourmentioning

confidence: 99%

Section: Conceptualisation Of Islamic Theory Of Consumer Behaviourmentioning

confidence: 99%

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Millennials’ acceptability of tawarruq-based ar-rahnu in Malaysia

Amin

Hassan

2022

IJOES

Self Cite

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“…Accordingly, iman or faith is related to the conative. In a study by Amin (2020aAmin ( , 2020b, the level of iman is not only variable but acts as a mediator to better explain on MPO vehicle financing. In a similar vein, Amin (2019) mentioned that a high level of iman in Muslims contributes a strong influence to the keenness in selecting the product.…”

Section: Research On Consumer Behaviour and Hypotheses Developmentmentioning

confidence: 99%

“…2.2.2 Islamic altruism. By definition, Islamic altruism is one's support of Islamic financing facilities or products by giving priority in terms of patronisation compared with conventional banking products (Amin, 2020a). In general, altruism is an act of will with no expectation of rewards.…”

Section: Research On Consumer Behaviour and Hypotheses Developmentmentioning

confidence: 99%

Determinants of Shari’ah gold investment behaviour: the case of Penang, Malaysia

Juisin

Sayuthi

Amin

et al. 2023

JIMA

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Purpose Gold investment is one of the essential long-term investments for many to diversify their investment portfolios. Muslims are continuously looking for halal products and services in any aspect of life and one of them is Shari’ah gold investments (SGI). However, evidence pertinent to Muslims’ behaviour towards Shari’ah gold is somewhat inconclusive and for that, a new empirical investigation is needed to reduce the gap, at best. Hence, the purpose of this study is to study factors determining SGI behaviour in Penang, Malaysia. Design/methodology/approach By using the Islamic theory of consumer behaviour (ITCB), this study examines the determinants of the SGI behaviour. The questionnaire survey was distributed and the data gathered was analysed using partial least square structural equation modeling. Findings All hypothesised hypotheses were instrumental in explaining the factors determining SGI behaviour in the context of Penang, Malaysia. Research limitations/implications This study has at least two limitations, namely, confined generalisations of the variables used and the limited context of the research conducted. Practical implications This study sheds light on the determinants influencing SGI behaviour, at best. Originality/value This study is original in terms of its final output that enlightens the significant effects of iman, Islamic altruism, maqasid consumer index on the behaviour of investors on Shari’ah gold within the ITCB’s context along with integrated religious satisfaction.

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Do you want my loyalty? Then understand what drives my trust – a conventional and Islamic banking perspective

Roberts-Lombard,

Petzer

2024

IMEFM

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Purpose The purpose of this research is to develop an enhanced understanding of the drivers of trust and loyalty in a conventional and Islamic banking setting. Design/methodology/approach The study’s sample included South African retail bank customers who had Islamic or conventional products and who were 18 years or older. A field services company collected data from respondents through the distribution of self-administered questionnaires and a total of 949 questionnaires were deemed suitable for data analysis. SmartPLS 3.2.7 and Hayes Process Macro for SPSS tested the study’s hypotheses. Findings Comparing conventional banking customers with Islamic banking customers, the path from trust to customer loyalty was statistically significantly different across customer type, while the paths between trust and customer orientation, information sharing, and service fairness were not statistically significantly different across customer type. A closer examination of the path coefficients reveals that the relationship between trust and loyalty is stronger for conventional banking customers than for Islamic banking customers. Practical implications The findings of the study guide both conventional and Islamic banks in South Africa on how banks should redesign their purpose as the providers of financial resources to their customer segments. It highlights the need for these banks to secure a more focused approach on how to deliver financial resources and consulting services to customers in a trusting, engaging and reliable manner. Originality/value The study provides insight into Islamic and retail bank customers’ perceptions of the drivers of trust and loyalty and how these constructs’ interrelationships differ between Islamic and conventional banking customers.

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Choosing murabahah to the purchase orderer (MPO) vehicle financing: an Islamic theory of consumer behaviour perspective

Cited by 5 publications

References 22 publications

Millennials’ acceptability of tawarruq-based ar-rahnu in Malaysia

Millennials’ acceptability of tawarruq-based ar-rahnu in Malaysia

Determinants of Shari’ah gold investment behaviour: the case of Penang, Malaysia

Do you want my loyalty? Then understand what drives my trust – a conventional and Islamic banking perspective

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