Behaviour of Investors Towards Investment

Raheja, Saloni; Lamba, Bhuvan

doi:10.15373/2249555x/oct2013/22

Cited by 3 publications

(1 citation statement)

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“…The various investment avenues available in the market are equity, preference, debentures, precious metal, gold, silver, real state, life insurance, public provident fund, mutual fund, fixed deposits, post office savings etc. (Raheja and Lamba, 2013). The average household expenditure of working women households was about 15% higher than non-working women households.…”

Section: Introductionmentioning

confidence: 94%

Gender Differences in Selection of Investment Avenues in Solan Town of Himachal Pradesh

Kashyap¹,

Bansal²,

Mehta³

et al. 2019

IJBSM

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The study was conducted at Solan town of Himachal Pradesh. It has highlighted the key areas of gender differences in the selection of investment avenues in a very substantive manner. The study was undertaken with the objective of knowing the various investment avenues available to household investors and the factors influencing investment decision making and also the significant differences in factor influencing decision making with respect to gender. While studying the awareness level of the investors about the various investment avenues available, it was observed that males were largely inclined for investment options involving high risk, whereas females were more attracted towards the traditional investment avenues like gold and silver. Study revealed that the female gender are risk averse and invest small amount of their income in low risk investment avenues whereas male gender are risk seekers and invest larger part of their income in diversified investment avenues involving high risk. The comparative analysis found that the male respondents were more interested towards real-estate and the female respondents were active towards bank fixed deposits. Male investors prefer growth and income component whereas female investors were inclined for long-term growth component and safety aspect of investment. Most of the males and females respondents who have invested are from the mid age the investment companies should invent new investment schemes for targeting the other age group people. The investment companies should make new schemes which are less risky so that the mid income group people could also invest.

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Section: Introductionmentioning

confidence: 94%

Gender Differences in Selection of Investment Avenues in Solan Town of Himachal Pradesh

Kashyap¹,

Bansal²,

Mehta³

et al. 2019

IJBSM

View full text Add to dashboard Cite

show abstract

Determinants of Investor's Behaviour An Analytical Review

Anju

Anuradha

2015

SSRN Journal

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Impact of psychological factors on investment decisions in Nepalese share market: A mediating role of financial literacy

Prasad Subedi,

Ram Bhandari

2024

Investment Management and Financial Innovations

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Psychological factors such as emotional reactions, cognitive biases, and herd behavior influence investment decisions because they shape investor behavior, drive market dynamics, and affect rational decision-making. Similarly, financial literacy improves investment decisions by facilitating informed choices, minimizing biases, enhancing risk management, and promoting long-term financial planning. This study aims to examine the influence of psychological factors on investment decisions in the Nepalese share market, emphasizing the mediating role of financial literacy. Smart PLS 4.0 was used to analyze the structural relationships within the proposed theoretical model. Data were collected from the primary source using a structured questionnaire administered through a random sampling technique. The respondents included 410 active individual investors from the Nepal Stock Exchange (NEPSE). The study's findings reveal that psychological factors have a positive and significant effect on investment decisions among investors in the Nepalese stock market. Furthermore, the study revealed that financial literacy mediates the relationship between psychological factors and investment decisions by enhancing individuals' understanding and confidence, leading to more informed and rational investment choices. The results highlight the critical role of financial literacy in investment decisions in the share market. The findings indicate that investors with higher financial literacy levels are better equipped to mitigate the adverse effects of psychological biases, leading to more rational and informed investment decisions. By understanding the interplay between psychological factors and financial literacy, policymakers and financial institutions can develop targeted strategies to foster a more robust and resilient financial market in developing economies such as Nepal.

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Behaviour of Investors Towards Investment

Cited by 3 publications

References 0 publications

Gender Differences in Selection of Investment Avenues in Solan Town of Himachal Pradesh

Gender Differences in Selection of Investment Avenues in Solan Town of Himachal Pradesh

Determinants of Investor's Behaviour An Analytical Review

Impact of psychological factors on investment decisions in Nepalese share market: A mediating role of financial literacy

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