Abstract:Article on the topic "Bank deposit as a direction of investment activity's activation of insurers in life insurance" is dedicated to the analysis of the financial condition and the free funds of insurance companies. Bank deposit is the most famous financial instrument, but little attention is paid to it from the study of the deposit as an object of investment. Therefore, the purpose of the study is to consider a bank deposit as a source of intensification of the investment activity of insurance companies. The … Show more
“…As the relations between the entities operating in the territory of local self-government and external relations are generalized, the assessment of the level of self-financing is formed by the economic model of the territorial community. This model should be built on a legislative basis by a single methodology, worked out principles of economic relations between territorial communities and state bodies, other communities, choice of self-financing form and model of economic management [11].…”
Section: Analysis Of Recent Research and Publications On The Problemmentioning
The article "Economic Mechanism for Managing Strategic Development of Territorial Communities" focuses on the problems of forming a mechanism for managing strategic development of territorial communities. The purpose of the article is to determine the basics of the financial and economic mechanism regarding self-government and selffinancing of united territorial communities. The subject of research is the process of forming an economic mechanism for managing a territorial community, as a set of economic, legal levers and financial instruments, relationships and institutions that ensure the effective involvement of all resources (natural, human, transport, social structure, etc.) in the economic circulation in the system of a single economic complex of Ukraine.
“…As the relations between the entities operating in the territory of local self-government and external relations are generalized, the assessment of the level of self-financing is formed by the economic model of the territorial community. This model should be built on a legislative basis by a single methodology, worked out principles of economic relations between territorial communities and state bodies, other communities, choice of self-financing form and model of economic management [11].…”
Section: Analysis Of Recent Research and Publications On The Problemmentioning
The article "Economic Mechanism for Managing Strategic Development of Territorial Communities" focuses on the problems of forming a mechanism for managing strategic development of territorial communities. The purpose of the article is to determine the basics of the financial and economic mechanism regarding self-government and selffinancing of united territorial communities. The subject of research is the process of forming an economic mechanism for managing a territorial community, as a set of economic, legal levers and financial instruments, relationships and institutions that ensure the effective involvement of all resources (natural, human, transport, social structure, etc.) in the economic circulation in the system of a single economic complex of Ukraine.
The article on "Attracting deposit flows as the main resource of investment in the economy during the Covid-19 pandemic" is devoted to finding methods and ways to stabilize the financial condition of the bank during the crisis, namely by attracting deposit flows, which is the main investment resource. The purpose of the study is to develop recommendations for the introduction of deposit flows as the main resource for investment in the economy during the pandemic Covid-19.
The study of the formation of the bank's deposit policy revealed the main reasons for banks to attract funds from individuals, namely: a stable resource (the nature of deposits depends on the types of lending operations, and accordingly the amount of profit); commercial banks can attract sufficient resources of this kind; relatively cheap resource for banks compared to interbank loans and other financial instruments; private deposits are beneficial for banks (current deposits show less activity in the movement of funds than in the funds of enterprises).
The principles of banking strategy are studied and the classification of intrabank principles and their distribution taking into account the economic situation into: general (principle of scientific substantiation; principle of system integrity; principle of integrated approach; principle of optimality and efficiency; principle of unity of elements) and specific (principle of ensuring optimal cost level; principle) security; the principle of reliability; the principle of unity of elements).
The banking market is considered, the leaders in terms of profitability of a banking institution are identified. The state of deposit policy in some banks is analyzed and the problems of deposit policy of Ukrainian banks during the Covid-19 Pandemic are identified. The directions and ways of their decision are offered. Based on the study, ways to attract depositors to banks during the Covid-19 pandemic as the main investors, whose funds are a source of economic development.
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