Attitudes toward Credit and Finances among College Students in Brazil and the United States

Abstract

Although research on credit card debt in developed countries

Predictors of credit card use and perceived financial well‐being in female college students: a Brazil‐United States comparative study

“…In this study the authors reported that greater parental participation, especially when a new task is being carried out that involves financial management, can help develop the self‐confidence that encourages young people to adopt healthier financial attitudes and behaviours. Similarly, Norvilitis and Mao () reported that parental education was related to increased financial self‐confidence. Further, financial self‐confidence was also related to increased delay of gratification, suggesting that self‐confidence is related to more positive outcomes.…”

Evidências de validade da Escala de Orientação para a Comparação Social (INCOM) para o contexto de adolescentes portugueses

“…Apesar de a INCOM ser comummente utilizada e difundida na literatura (e.g. Buunk, Ybema, Gibbons, & Ipenburg, 2001;Carey, Henson, Carey, & Maisto, 2007;Norvilitis & Mendes-Da-Silva, 2013;Piko & Gibbons, 2008;Van Der Zee et al, 1998), não existem, que seja do nosso conhecimento, estudos que validem a sua aplicação em Portugal e, especificamente, junto da população adolescente.…”

“…A análise da consistência interna da escala identificou valores satisfatórios de consistência interna, de .80 e .81, respetivamente. Outros estudos revelaram uma boa consistência interna da escala e a mesma estrutura bi-fatorial (Norvilitis & Mendes-Da-Silva, 2013 …”

Emerging Adults’ Financial Well-being: A Scoping Review

“…Thus, "financial attitude" is an expression of favor or disfavor toward a financial matter. For example, across the 44 included studies, the emerging adults' attitude toward credit (e.g., Rutherford and Fox 2010), target financial behavior (e.g., , money (e.g., Norvilitis et al 2003), debt (e.g., Novrilitis and Mao 2013), credit card (e.g., Norvilitis and Mendes-Da-Silva 2013), and social health insurance (e.g., Schnusenberg et al 2013) were evaluated. Instead, the expression "financial disposition" referred to certain personality characteristics that defined how individuals tend to think of financial matters, such as financial optimism, comfort with being in debt, risk tolerance, materialism, and so on.…”