Asuransi Sosial Syariah bagi Muslim Indonesia

Muin, Fatkhul; Mucharom, Rully Syahrul

doi:10.15408/ajis.v15i1.2854

Cited by 2 publications

(3 citation statements)

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“…Social insurance has a concept or program that is based on social (welfare program), which is to provide assistance for those who cannot afford it, namely financial, health and other services. Social insurance is developing as an advanced form of commercial insurance (Muin & Mucharom, 2019). This is because the social insurance is organized as an effort to provide social security to community.…”

Section: Social Insurancementioning

confidence: 99%

“…Overcoming complex social problems, social problems are not trivial matters, direct government involvement is needed to overcome social problems that exist in society; 2) Social insurance programs are also needed because there are certain hazards that are commercially difficult to insure; 3) Social insurance programs are needed to provide basic guarantees to the community (Wardana, 2009). In general, there are several characteristics of social insurance implemented by the government, including: 1) It is mandatory, 2) Has equal benefits, 3) Is used as basic protection, 4) Is carried out by subsidizing, 5) Losses are difficult to predict, 6) Have requirements for receiving benefits, 7) Possess contributions, 8) Associated with Manpower, 8) Minimal provision of funds (Muin & Mucharom, 2019) The Islamic insurance industry in Indonesia has not worked on social insurance, This can be an opportunity for Islamic insurance, particularly in terms of Sharia social insurance.…”

Section: Social Insurancementioning

confidence: 99%

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The Innovation of Islamic Insurance as a Solution for Penetration

Azzochrah,

Bukido,

Tubagus

2021

tjebi

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The penetration of Islamic insurance in Indonesia is not directly proportional to the number of Muslim population in Indonesia. This article aims to look at the causes of the low penetration of Islamic insurance in Indonesia. Literature study is the method used in this article by conducting content analysis, the data used in the form of writing, graphics, pictures and figures sourced from the OJK and the ASEAN Economic survey. The result of this research is the lack of innovation in Islamic insurance which caused the low penetration of Islamic insurance. Islamic insurance penetration can increase with innovation. Social insurance is a manifestation of the mandate of 1945 Constitution of Indonesia Republic which obliges to provide basic protection for all Indonesian people. With the large number of Muslim population in Indonesia, the opportunities for Sharia social insurance innovation can be taken into consideration. Sharia social insurance can be a solution to increasing the penetration of Sharia social insurance in Indonesia. In terms of regulation, the growth of Sharia social insurance can develop. This article has major implications for practitioners, policy makers and regulators.

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Section: Social Insurancementioning

confidence: 99%

Section: Social Insurancementioning

confidence: 99%

The Innovation of Islamic Insurance as a Solution for Penetration

Azzochrah,

Bukido,

Tubagus

2021

tjebi

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“…Masyarakat merupakan sekumpulan individu-individu yang hidup bersama yang melakukan interaksi sosial, perubahan sosial, dan rasa kebersamaan ( Idianto, 2013).…”

Section: Masyarakat/ Sosialunclassified

Tanggungjawab Sosial Bank Syariah di Indonesia

Katmas

2021

At-Thariqah

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Islamic banking are banking that are based on islamic law, both from the work system and the activities in it all in accordance with islamic law. Islamic bank ethics and social responsibility must also be in accordance with islamic principles. This research was conducted to determine and analysis ethical disclosure and social responsibility based on the maqashid sharia perspective on islamic banks in Indonesia. The objects used in this study are 11 Banks taken from Sharia Commercial Banks and Banks that have Sharia Business Units registered at Bank Indonesia. The study uses annual report in 2017 on the official website. Analysis of data using qualitative descriptive analysis. The result of this study obtained ethical disclosure based on islamic banking ethics disclosure index of 69%, the highest total disclosure were vision and mission indicators with a score of 86%, and the lowest value obtained by the zakat indicator with a value 0f 45%. While the disclosure of social responsibility in the perspective of maqashid sharia based on islamic social reporting index was 66% overall. For product and service indicators is an indicator that has the highest disclosure value of 100%, the lowest value is obtained by environmental indicators with a value of only 15%. From this it can be concluded that the communication between the banks management and stakeholders is necessary, in order to create sharia purpose is to benefit the ummah.

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Asuransi Sosial Syariah bagi Muslim Indonesia

Cited by 2 publications

References 0 publications

The Innovation of Islamic Insurance as a Solution for Penetration

The Innovation of Islamic Insurance as a Solution for Penetration

Tanggungjawab Sosial Bank Syariah di Indonesia

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