“…Informatization Creativity [62], critical thinking [63], cognitive abilities [64], unconventional decisions [65], selfdetermination [66], self-realisation [67], information society [68], competitiveness [69], eservicing [70], e-society [71], e-policy [72], edemocracy [73], e-governance [74], e-health [75], e-learning [76], e-commerce [77], e-banking [78].…”