“…The third article, authored by Rogers, Silva and Securato The fourth and final article of this special issue of RAE concentrates on the theme of financial behavior of households, a topic of particular interest to both the academic community (Antonides, Groot, & Raaij, 2011;Lynch, 2011) Therefore, Miotto and Parente (2015), as recommended by Antonides et al, (2011), and based on data from a survey of more than 2,000 consumers, analyze personal characteristics of the decision maker, concentrating on the examination of its consequences and extensions, e.g. savings and default.…”