Analisis Pengaruh Persepsi Teknologi Dan Persepsi Risiko Terhadap Kepercayaan Pengguna M-Banking

doi:10.26460/jm.v9i2.1030

Cited by 2 publications

(2 citation statements)

References 4 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Perkembangan teknologi informasi, telekomunikasi, dan internet menyebabkan lahirnya aplikasi bisnis internet, salah satu aplikasi bisnis yang memanfaatkan perkembangan teknologi internet adalah perbankan. Seiring berkembangnya dunia perbankan, otomatis kejahatan dunia perbankan pun ikut berkembang [2] [3].…”

Section: Pendahuluanunclassified

Klasifikasi Penipuan pada Rekening Bank menggunakan Pendekatan Ensemble Learning

Maghfiroh

Findawati

Indahyanti

2023

bits

View full text Add to dashboard Cite

Accounts are a collection of numbers commonly used for all transactions in the banking world, from saving, withdrawing cash, to checking account balances either directly or online using m-banking. In bank accounts and the process of opening them, there are various kinds of criminal acts committed by individuals and groups. As a bank's obligation to prevent crime so that it can provide trust to the community. In an effort to prevent criminal acts of fraud can be solved using data mining techniques, namely classification. The purpose of classification is to predict the class label of an object based on existing attributes. The classification methods used in this research are extreme gradiant boosting (XGBoost) and random forest on 22029 records. In the classification process, this study uses a percentage ratio of 90% train data and 10% test data and tuning parameters processed by randomized search cross validation. The research stages start from preprocessing to evaluation and get a train score of 99.50% and a test score of 99.59% for extreme gradiant boosting (xgboost) while random forest gets a train score of 99.46% and a test score of 99.59%. These results show that the classification results of extreme gradiant boosting (XGBoost) are better than random forest.

show abstract

Section: Pendahuluanunclassified

Klasifikasi Penipuan pada Rekening Bank menggunakan Pendekatan Ensemble Learning

Maghfiroh

Findawati

Indahyanti

2023

bits

View full text Add to dashboard Cite

show abstract

“…That is, the high and low mastery of information technology controlled by the Millennial Generation in Banyumas does not have an impact on the Millennial Generation's assessment of risk based on their experience and beliefs. Technology always has an impact on human life [34]. The technological progress felt by the Millennial Generation in Banyumas does not affect the Millennial Generation in Banyumas in carrying out a risk assessment (perceived risk).…”

Section: Multiple Regression Analysismentioning

confidence: 99%

Millenials’ Interest in Sharia Capital Market Investment with Perceived Risk as Intervening Variable

Tubastuvi¹,

Rachmawati²,

Fuad³

et al. 2022

Proceedings of the 3rd International Conference of Business, Accounting, and Economics, ICBAE 2022, 10-11 August 2022, Purwoker

View full text Add to dashboard Cite

This study aims to examine the factors that influence investment interest. We test the effect of Motivation, Knowledge, Information Technology on Investment Interest in the Islamic Capital Market with Risk Perception as an intervening variable. The research was conducted in Banyumas Regency, with Millennial Generation as sample. The research used a survey method based on quantitative measurements. 115 respondents were selected using non-probability sampling method with accidental sampling technique. The data analysis used was validity and reliability test, classical assumption test and multiple regression analysis and Sobel test.The results shows that motivation and knowledge partially have a positive effect on risk perception, while information technology does not have a positive effect on risk perception. Other results show that risk perception, motivation and information technology have a positive effect on investment interest, while knowledge does not have a positive effect on investment interest. The Sobel test shows that risk perception is proven to be able to mediate the relationship between motivation and investment interest. However, risk perception is not able to mediate the relationship between knowledge and investment interest, but able mediate the relationship between information technology and risk perception.

show abstract

Analisis Pengaruh Persepsi Teknologi Dan Persepsi Risiko Terhadap Kepercayaan Pengguna M-Banking

Cited by 2 publications

References 4 publications

Klasifikasi Penipuan pada Rekening Bank menggunakan Pendekatan Ensemble Learning

Klasifikasi Penipuan pada Rekening Bank menggunakan Pendekatan Ensemble Learning

Millenials’ Interest in Sharia Capital Market Investment with Perceived Risk as Intervening Variable

Contact Info

Product

Resources

About