“…Over the years, however, there has been substantial effort to develop instruments to measure the need for achievement (Fineman, 1977 Elizur, 1985), and the theory itself has been elaborated and refined (Furnham, 1990;Lea, Tarpy, & Webley, 1987), Money beliefs and financial attitudes have unfortunately been a neglected topic, partly due to inadequate standardized instruments for assessing money beliefs and behaviour, partly due to a taboo associated with money, and partly to a lack of rapprochment between psychology and economics (Furnham, 1984b). An interesting intersect for study is that between money beliefs and attitudes to savings and work ethic.…”