Accessibility to microcredit by Chinese rural households

Li, Xia; Gan, Christopher; Hu, Baiding

doi:10.1016/j.asieco.2011.01.004

Cited by 100 publications

(125 citation statements)

References 5 publications

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“…These results are in line with those of previous studies. The fact that credit targets the poorest has not previously been described in a number of published studies (Amin et al, 2003;Coleman, 2006;Ghalib, 2011;Li et al, 2011;Milan, 2012). Also, evidence of Dufhues and Buchenrieder (2005) indicated that the poorest are seldom clients of credit.…”

Section: Poverty Targeting Of Microcreditmentioning

confidence: 98%

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Microcredit and Poverty Reduction: A Case Study of Microfinance Fund for Community Development in Northern Vietnam

Luan¹

2015

JAS

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Like other developing countries, microcredit in Vietnam has been recognized as an important credit source of the poor, who need capital but are normally by-passed by commercial banks. However, the provision of credit to the poor is challenged by the existing tradeoff between depth of outreach and financial sustainability. In this study, Principal Component Analysis and Propensity Score Matching were used to assess whether microcredit reaches the poor and its role in poverty reduction. The Microfinance Fund and Community Development (MFCD), a microfinance institution in Northern Vietnam was selected as a case study. The research has shown that microcredit successfully reaches the poor households as 67% of credit recipients belong to the last three bottom groups. The observed poverty targeting is consistent with the mission of the microfinance institution. In addition, the provision of microcredit has positive but statistically insignificant impact on household income and expenditure. This study suggests that unless access to additional resources should be made available to the poor, a small amount of credit alone could be insufficient to reduce poverty.

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Section: Poverty Targeting Of Microcreditmentioning

confidence: 98%

“…Among welfare indicators, household income and expenditure seem to be the most appropriate indicators (Li et al, 2011;Wetterberg, 2007). Obviously, household outcome is not only influenced by credit access but also by other endowments.…”

Section: Impact Of Microcredit On Household Income and Expenditurementioning

confidence: 99%

Microcredit and Poverty Reduction: A Case Study of Microfinance Fund for Community Development in Northern Vietnam

Luan¹

2015

JAS

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“…In addition to credit variable, the explanatory variables used for predicting borrowing status or calculating propensity score are presented in the upper part of Table 1. These variables are selected on the basis of previous empirical studies (Yinger, 1998;Duong and Izumida, 2002;Li et al, 2011;Khoi et al, 2013;Duong and Thanh, 2015). The outcome variables arealso shown in the bottom part of Table 1.…”

Section: Selection Of Variablesmentioning

confidence: 99%

“…From this equation, we can estimate the probability of access to credit or propensity score of each household. Based on the previous empirical studies by Yinger (1998;Duong and Izumida, 2002;Li et al, 2011;Khoi et al, 2013), this research includes in the model the factors presented in Table 1.…”

Section: Estimation Strategymentioning

confidence: 99%

Formal Credit and its Impact on Income - Evidence from the Poor Households in Vietnam

Hieu¹,

Thanh²

2017

American Journal of Applied Sciences

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The poor households are normally financial constrained, which inhibits them from income-generating activities. Formal credit market in Vietnam has been more and more improved and thus the poor households can be more accessible to formal sources. Thenceforth, they can relax their financial constraint and then invest in on-farm or off-farm activities to generate income and escape poverty in longer run. This research is aimed at examining the impact of formal credit on income of the poor households in rural Tra Vinh, one of the poorest provinces in Vietnam. The research applies the data from a survey of 381 rural poor and Propensity Score Matching (PSM) method for quantitative analysis. The estimated results find that formal credit borrowers benefit from self-employment activity rather than other income-generating activities. In particular, borrowers from formal sources have significantly higher self-employment income than nonborrowers, but there is no significantly different among them in terms of income from agriculture and wage sources.

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“…The chemical composition, morphology, mineralogy, organic carbon, heavy metal content were determined using XRF (Kanadasan & Abdul Razak 2015), FESEM (Karim et al 2017), XRD (Karim et al 2016), TOC analyzer (Karim et al 2017) and ICP-MS (Singh & Kalamdhad 2013), respectively, in previous studies. Heavy metals mobility and bioavailability depend strongly on their chemical composition and mineralogical form (Li et al 2011). The leach ability of heavy metals from POC depend on the bonding force of trace element in its matrix.…”

Section: Introductionmentioning

confidence: 99%

Heavy Metals Leaching Behaviour Assessment of Palm Oil Clinker

Karim¹,

Yusoff²,

Razak³

et al. 2018

JSM

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Technical benefit of incorporation of Palm Oil Clinker (POC) Be, V, Cr, Ni, Cu, Zn, As, Se, Ag, Cd, Ba and Pb with levels of 5.13, 11.02, 2.65, 1.93, 45.43, 11.84, 15.07, 0, 0, 81.97 and 1.76 mg/kg, respectively, in Be, V, Cr, Ni, Cu, Zn, As, Se, Ag, Cd, Ba dan Pb dengan tahap 5.13, 11.02, 2.65, 1.93, 45.43, 11.84, 15.07, 0, 0, 81.97 dan 1.76 mg /kg, Cu (1.05), Be (0.89), Zn (0.51), Ba (0.26), Ni (0.17), V (0.15), Cr (0.001)

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Accessibility to microcredit by Chinese rural households

Cited by 100 publications

References 5 publications

Microcredit and Poverty Reduction: A Case Study of Microfinance Fund for Community Development in Northern Vietnam

Microcredit and Poverty Reduction: A Case Study of Microfinance Fund for Community Development in Northern Vietnam

Formal Credit and its Impact on Income - Evidence from the Poor Households in Vietnam

Heavy Metals Leaching Behaviour Assessment of Palm Oil Clinker

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